Covenant Compliance - Ops Analyst I

KeyBank•Overland Park, KS

1d•$52,000 - $80,000•Hybrid

About The Position

The Operations Analyst I KCIS is responsible for analyzing data, writing reports, and managing large, complex projects that support business planning, risk management, client account management, management reporting, information analysis, and technology/process improvement. The role also includes monitoring loan covenant compliance and maintaining accurate loan data across systems.

Requirements

Reviewing and interpreting loan agreements to identify covenant and compliance requirements
Evaluating borrower adherence to loan terms and escalating non-compliance issues
Analyzing borrower-provided financials to calculate property-level performance metrics
Inputting and maintaining accurate loan and collateral data across servicing systems
Reviewing new deals to identify covenants and ensure proper setup and calculations
Monitoring assigned loans for ongoing adherence to servicing standards
Applying critical analysis to financial and operational data for decision support
Collaborating with internal teams to gather documentation and resolve compliance issues
Understanding loan structures and risk factors in commercial real estate
Evaluating income and expense reports to assess property performance
Using Excel, Word, and Outlook for reporting, analysis, and communication
Managing multiple tasks and deadlines efficiently in a fast-paced environment
Identifying opportunities to streamline workflows and enhance data accuracy
Understanding and improving business systems and processes for operational excellence
Working across departments to support business planning and risk management
Bachelor's Degree (preferred) OR equivalent experience (required)
1+ years in commercial real estate, loan servicing, or financial analysis (preferred)

Responsibilities

Examine and monitor covenant requirements in loan documents and evaluate loan compliance
Review, analyze, and interpret loan documents
Calculate property-level performance metrics based on borrower-provided financial statements in accordance with loan documents
Correspond with Account Managers, Surveillance Analysts, and other internal groups to obtain required documentation and escalate non-compliance scenarios
Input and maintain loan collateral data in the loan servicing system
Scrub and implement new deals/securitizations to identify covenants and ensure proper thresholds and calculations are met
Monitor assigned portfolio to ensure ongoing compliance with loan agreements
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.