Corporate Underwriter (Scenario Support)

Plaza Home Mortgage, Inc.•San Diego, CA

1d•Remote

About The Position

The Corp. Underwriter (Scenario Support) plays a critical role in supporting the Wholesale team and the Sales Team by providing expert-level guidance on loan scenarios and conducting complex income analysis. This full-time, non-managerial position requires deep knowledge of Conventional and Government underwriting guidelines, strong communication skills, and the ability to collaborate with internal and external stakeholders.

Requirements

High school diploma or GED equivalent required; college degree preferred
Minimum 3 years of experience in mortgage underwriting or a related credit role
Minimum 2 years specific to Conventional and or Government loan products
Recent experience in underwriting and credit review
Strong analytical and problem-solving skills
Excellent oral and written communication skills
Ability to prioritize and multitask in a fast-paced environment

Responsibilities

Serve as a primary point of contact for scenario inquiries and underwriting guidance related to Conventional and Government loan products
Perform pre-submission income calculations for complex income types including variable income and self-employment
Maintain strong working knowledge of Agency/Investor guidelines and internal policies
Contribute to team meetings, training sessions, and continuous improvement initiatives
Provide outstanding customer service through clear and accurate communication of guidelines, meeting or surpassing published turn-times and build strong relationships with sales partners
Other duties as assigned