Consumer Loans Officer Pool Specific

Sunrise Credit Union•,

1d•Onsite

About The Position

Under general supervision, is responsible for all credit granting functions within the Consumer Loans and Personal Mortgage including interviewing members, assessing credit worthiness and underwriting loans within limits and/or recommending or declining loans based on loan risk. Analyzes financial information that affect loan viability and risk. Promote, up sell and cross sell the full range of Credit Union products. Identify and act on leads for consumer and mortgage loans and determines loan viability and risk and refer member to appropriate Credit Union resource person. Actively participates in all branch campaigns and promotes loan growth within objectives determined in the business planning process.

Requirements

Credit granting functions within Consumer Loans and Personal Mortgage
Interviewing members
Assessing credit worthiness
Underwriting loans
Analyzing financial information
Promoting, up selling and cross selling Credit Union products
Identifying and acting on leads for consumer and mortgage loans
Determining loan viability and risk
Referring members to appropriate Credit Union resources
Participating in branch campaigns
Promoting loan growth

Responsibilities

Interview loan and mortgage applicants, analyze financial information, assess credit and approve loans and mortgages within discretionary limits and/or make recommendations for approvals/declines to supervisor.
Determine conditions of loan, input information and print documents.
For mortgage loans, initiate instruction letter and all security documents as applicable and forward information to credit solicitor for opinion.
Initiate action to advance funds or advance loans as required. Review loan file documentation, secure appropriate signatures and advance loan on completion of signing.