Consumer Loan Underwriter
About The Position
Our client, a growing specialty finance company in the recreational lending space, is expanding its underwriting team to support increased loan volume across multiple regions. This is a remote role supporting West Coast operations and works closely with senior leadership on credit decisions, deal structuring, and risk analysis. Candidates must be located in Pacific or Mountain time zone. The Role This is a hands-on underwriting position focused on consumer loans tied to dealer-originated business. You will evaluate applications, assess risk, and structure deals that balance growth with sound credit decisions. This is not a checkbox underwriting role. Independent judgment and the ability to think through deals is critical.
Requirements
- 5+ years of consumer loan underwriting experience
- Background in banking, indirect lending, or consumer finance
- Experience evaluating collateral (auto, RV , marine, or similar)
- Ability to make independent credit decisions in a fast-paced environment
Nice To Haves
- Experience in recreational lending
- Dealer-based or indirect finance background
Responsibilities
- Review and assess consumer loan applications for credit risk
- Structure loan terms based on borrower profile and collateral
- Make recommendations on approvals, conditions, and pricing
- Handle stipulations including income verification and collateral validation
- Partner with senior underwriting leadership on deal strategy
- Support dealer relationships by turning deals quickly and accurately
Benefits
- 100% employer paid health for the employee
- dental
- vision
- 401(k)
- PTO
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
