Consumer Loan Officer

American First Credit U•Brea, CA

7d•$24 - $34•Onsite

About The Position

As an American First Associate, you’ll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea, CA looking for Consumer Loan Officer with excellent customer service skills, initiative and a desire to work in a team setting. This position is responsible for the underwriting of direct and indirect consumer loan applications, making credit decisions, and cross-selling other consumer loan products. In addition, this position will review and analyze complex loan requests to include interpreting credit profiles, assessing the ability to repay, decisioning loans and understanding member’s needs while keeping the safe and soundness of the credit union in mind. This position will focus on consumer loan products including automobiles, personal loans, credit cards, boats, RV’s, motorcycles and other secured products. Accurately and efficiently communicating and working with our members and dealerships is a key to success in this position.

Requirements

High school diploma or General Equivalent Diploma (GED)
Minimum three year’s experience in underwriting consumer loans in an indirect and direct lending environment
Working knowledge of all consumer lending products
Strong knowledge and experience of consumer credit laws and regulations
Ability to verify and calculate income by using paystubs
Ability to read and analyze personal and business tax returns
Ability to effectively communicate adverse loan decisions
Excellent Member Service skills and the ability to rework deals with dealerships
Competent in problem solving, time management and organizational skills
Proficient in Excel, Word and automated lending software
Must reside in the state of CA or willing to self-relocate