Consumer Loan Documentation Specialist (Real Estate focus)

Tradition Capital Bank • Edina, MN

26d • $51,000 - $77,000 • Onsite

About The Position

The Consumer Loan Documentation Specialist (Real Estate focus) is responsible for completing various loan operations duties including loan documentation, booking and servicing in compliance with established policies and procedures to ensure the accurate and timely processing of loans consistent with our Client Service Standards.

Requirements

• A role model for our core values: Do the Right Thing, Get Stuff Done (G.S.D), One Team, and Give Generously
• Demonstrated commitment to timely, defect free and caring customer service
• Able to perform at a high level in a fast-paced environment
• Flexible to change in a growing organization
• Proficient at Microsoft Excel, Word, Outlook and PowerPoint; strong technical ability
• Possess the ability to meet critical deadlines
• Excellent verbal and written communication skills
• Demonstrate a high level of organization and attention to detail
• Able to prioritize and manage multiple projects/tasks
• Demonstrate a collaborative work style and respect for others
• High level of customer service
• Aptitude for problem-solving
• Ability to read and interpret documentation such as operating and procedure manuals
• Is accountable for demonstrating compliance with the Bank Secrecy Act, Privacy of Consumer Financial Information and all other federal and state rules and regulations as it pertains to their position at the bank.

Responsibilities

• Collaborates with Client Service Coordinators on pre-closing due diligence to ensure sufficient documentation is collected to inform assessment of loan risk; identifies and collaborates with lending team to resolve issues, as needed. May include reviewing title work, flood certifications, borrower organizational documentation and other collateral documentation.
• Reviews and interprets approved credit presentations in order to prepare consumer and commercial disclosures and closing documentation that meet approved loan requirements. May communicate with legal counsel who prepare documents and conduct loan documentation reviews.
• Accurately inputs loan data into the core system and creates electronic credit file using the Bank’s imaging system.
• Perfects all collateral and performs post-close due diligence.
• Communicates with Quality Control and Loan Operations during post-close reviews, as needed.
• Collaborates with lending and credit teams to resolve any issues or questions identified by the bank's risk team.
• Collaborates with Loan Operations regarding daily report resolution, department reporting and client participations.
• Accurately completes transactions including disbursement of funds, advances, payments, partial releases, payoffs, and ledger account balancing.
• Processes paid promissory notes and issue mortgage satisfactions and other collateral release documentation to conform to national compliance regulations.
• Performs moderate to complex loan file maintenance and updates note ticklers.
• May manage the participation process by building participants on the core system, running and balancing transactions, and communicating with participant banks.
• Partners with loan administration leaders, the loan operations team and other loan administrators to ensure consistent processes and procedures are implemented across teams.
• Provides backup to fellow loan administrators, as needed.
• Works collaboratively across credit, lending, and risk teams to identify opportunities for enhanced client service.
• Participates in loan administration training activities.

Benefits

• Healthcare (medical with HSA, dental, and voluntary vision)
• Short-term and long-term disability
• Basic and voluntary life & AD&D insurance
• EAP – Employee Assistance Program
• Flexible spending accounts
• 401(k) with employer match; ability to purchase Bank stock through 401k
• Paid time off & paid holidays
• Family Care Reimbursement (up to $500 annually for 2026)
• Wellness Time (up to 2 hours/week)
• Keystone employee directed giving opportunities (annual Insight Trip opportunities, up to $500 for grants and double match dollars)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree