Consumer Lending Specialist

Simmons Bank • Little Rock, AR

13h

About The Position

The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines.

Requirements

• Ability to read and comprehend simple instructions, short correspondence and memoranda.
• Ability to read, analyze and interpret financial reports and/or legal documents.
• Ability to write routine reports and business correspondence.
• Ability to respond in writing to customer complaints, regulatory agencies or members of the business community.
• Ability to work quickly and efficiently to ensure loans are processed within the required timeframe.
• High school diploma or its equivalent is required
• Two to four years of work-related experience, on-the-job training, and/or vocational training.
• MS Office programs
• Jack Henry Platform
• Knowledge of the requirements and features of loan products offered by the bank.
• Communication
• Time Management
• Customer Service
• Critical Thinking
• Problem Solving

Responsibilities

• Responsible for preparing TRID Loan Estimate and other Early Disclosures for consumer real estate loans
• Responsible for ordering all necessary due diligence required for all consumer real estate loan products
• Responsible for reviewing and understanding all necessary due diligence required for all consumer real estate loan products.
• Responsible for coordinating with lender, underwriter, and for preparing Closing Disclosure and other required loan documents for consumer real estate secured loan closings.
• Check appropriate data programs for accuracy and completeness of information
• Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations.
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
• Respond to loan originator and underwriter questions, recognizing issues that require escalation to management
• Performs other duties and responsibilities as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED