Consumer Lending Operations Specialist (Auto Funder)

Axos Bank • Las Vegas, NV

36d • Onsite

About The Position

The Consumer Lending Operations Specialist is responsible for supporting and funding consumer lending products such as Auto Lending and Unsecured Lending. Comprehensive knowledge and experience of auto lending is a must. The Consumer Lending Operations Specialist is responsible for performing a variety of operational duties to support the consumer lending business. Must be able to work overtime and some Saturdays, as needed.

Requirements

• 2+ years in auto loan funding.
• Applied knowledge of loan funding fundamentals and standard industry practices
• Excellent organizational skills
• Attention to detail is a must, along with a keen eye for identifying problems on a loan
• Strong math skills and computer literacy, including Microsoft Office proficiency
• Ability to work under pressure, multi-task, and meet deadlines in a fast-paced environment
• Excellent verbal and written communication skills (English) and negotiation skills
• Willingness to perform multiple functions throughout the day as the need arises
• Ability to work well within a team in a production environment with expected service level standards

Nice To Haves

• Experience in other consumer lending products (unsecured lending, credit card, etc) preferred.

Responsibilities

• Review and fund consumer automobile loan applications that conform to credit decisioning in accordance with approved guidelines and policy constraints while meeting service level agreements.
• Prepare required write-ups (as applicable) and ensure all due diligence and background evaluation is complete and thorough before loan funding.
• Communicate effectively with appropriate parties to satisfy conditions and maintain stellar internal and external customer service.
• Thorough review and evaluation of all documentation related to the loan file to ensure accuracy and completeness.
• Work in a team oriented, fast-paced environment by contributing to operational efficiencies and by meeting or exceeding key performance indicators.
• Prepare and complete journal entries and reconciliations.
• Ensure applications/loans meet regulatory requirements.
• Other duties as assigned to meet business and company needs.

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed