Consumer Lending Application Specialist

People Driven Credit Union • Southfield, MI

13h • Onsite

About The Position

Are you People Driven? Do you love to provide excellent service, have high attention to detail and the ability to multitask? We are seeking an experienced consumer lending sales specialist to join our team. Compensation for this position starts at $21.83 per hour, but offers can go up depending on experience and transferrable skills. This position is also eligible for incentives based on performance. About People Driven Credit Union: At People Driven Credit Union, we build strong relationships with our members and community with the goal to strengthen the financial well-being of those we serve. Our members have been at the core of who we are for over 90 years. People Driven believes in mutual success built on cultivation of long-term team member, member and vendor relationships. Embrace a culture that celebrates member-centricity and excellence, providing you with the motivation to excel every day!

Requirements

• Minimum of 1 year in a consumer lending sales role is essential, allowing you to navigate the complexities of lending seamlessly.
• Familiarity with federal and state legislation as well as regulatory issues pertaining to collections, lending, and membership will be critical to ensuring compliance and best practices.
• Proficiency in software tools such as Zoom and Text concierge is necessary for effective communication and member engagement.
• Strong interpersonal skills are vital, as you will be conducting thorough interviews and counseling members on loan options.

Responsibilities

• Ensure that members are effectively and efficiently assisted in all aspects of the lending process and have the knowledge and resources available to meet their financial goals with a good understanding of product and services available from the credit union.
• Conduct thorough interviews with loan applicants, obtaining credit bureau reports and any additional information/ documentation as needed for the processing and review of unsecured and secured loans.
• Council members on the purpose, amount, terms, and type of repayment. Ensuring we are placing the members and the credit union in the best financial position.
• Actively cross-sells Credit Union products and services.

Benefits

• Employer paid medical, dental and vision for you and a low cost to add family members!
• Additional benefits including an employer sponsored 40lK program, vacation and personal time off!
• Federal holidays off with pay!
• A wellness program including fitness and wellbeing program reimbursements!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed