Consumer Credit Risk Analyst III

KeyBank • Amherst, NY

23h • Hybrid

About The Position

The Risk Analyst III works within the Consumer Credit Risk Management organization and is primarily responsible for identifying, measuring, and managing credit risk. The role provides insights on current and emerging risks affecting Consumer credit products, promotes accountability for risk awareness and management, and coordinates the management and escalation of issues. The analyst also engages with First and Third Line of Defense business partners when applicable.

This position uses business intelligence tools to identify risk areas in new and existing Consumer credit portfolio loans and develops risk reporting for business risk priorities and review meetings. The analyst also prepares ad-hoc reports for line-of-business and team members to support senior and executive management reporting and status updates. Building positive working relationships with First Line of Defense business units and understanding their business and strategic objectives are important aspects of the role.

The position is based at 4224 Ridge Lea Road, Amherst, New York. Key prioritizes in-office presence while providing flexible options when roles can be performed effectively in a mobile environment.

Requirements

• At least 3 years of experience in financial services or other applicable experience.
• Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics, or a related field.
• Advanced knowledge of Microsoft Office suite products.
• Intermediate experience in SAS or a similar coding application.
• Strong organizational skills and ability to multitask with limited supervision.
• Ability to be self-motivated, build and manage relationships, and work in a dynamic, fast-paced team environment.
• Proven analytical and problem-solving skills, decision-making ability, and ability to drive continuous improvement.
• Understanding of Consumer Lending Products, including businesses, processes, and related federal laws, regulations, and guidance.
• Teamwork and accountability, with strong interpersonal skills and ability to interact effectively with internal clients, including executive management.
• Solid written and communication skills, including ability to explain and advocate for difficult or complex concepts.

Nice To Haves

• Tableau experience.
• Google BigQuery or Google Data Studio experience.

Responsibilities

• Use business intelligence tools to identify areas of risk for new and existing loans within the Consumer credit portfolio.
• Develop and prepare risk reporting in support of business risk priorities and review meeting cadence.
• Prepare ad-hoc reporting for line-of-business and team members to support senior and executive management reporting and status updates as needed.
• Build and sustain positive working relationships with First Line of Defense business units.
• Develop an understanding of the business and strategic objectives of First Line of Defense business units.
• Provide insights on current and emerging risks affecting Consumer credit products.
• Promote accountability for risk awareness and management.
• Coordinate the management and escalation of issues.
• Engage with First and Third Line of Defense business partners when applicable.

Benefits

• Eligible for incentive compensation, which may include production, commission, and/or discretionary incentives.
• The posting refers applicants to a separate list of benefits for which the position is eligible, but does not specify those benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level