Risk, Credit Risk - Dallas, Analyst

Goldman Sachs•Dallas, TX

About The Position

The Analyst will join Goldman Sachs' Credit Risk (CR) team, which assesses, monitors, and manages credit risk across the Firm. Credit Risk professionals analyze the credit quality of corporations, financial institutions, and governments and work with internal divisions and external clients to support banking and trading businesses. The role involves assessing counterparties and transactions, reviewing risk, and helping ensure appropriate protections are in place while balancing control responsibilities with commercial considerations.

Requirements

Bachelor's degree.
Excellent academic record.
0–2 years of experience in a finance, markets, or risk role.
Knowledge of capital markets, including derivatives.
Demonstrable track record of achievement and independent decision-making.
Strong written and verbal communication skills.
Excellent attention to detail and strong analytical skills.
Ability to work in a fast-paced environment and adapt quickly to a variety of industries and businesses.
Ability to self-direct, analyze and evaluate, and form independent judgments.
Integrity, ethical standards, and sound judgment.
Commercial awareness and discretion when handling highly confidential or sensitive information.
Knowledge of financial markets and portfolio risk management.
Ability to work well under pressure and collaborate across teams and business units.
Ability to communicate clearly and concisely, share information and ideas, and escalate appropriately.
Ability to anticipate questions, plan for contingencies, find alternative solutions, identify clear objectives, and analyze complex issues.
Ability to improve processes and develop creative solutions with practical value.
Commitment to continuous self-improvement and learning.

Nice To Haves

Bachelor's degree in accounting, finance, or economics.

Responsibilities

Assess counterparties’ financial strength through fundamental counterparty analysis and interpret quantitative and qualitative factors from risk reports and portfolio analysis.
Evaluate derivatives and financing transactions for Global Banking & Markets clients.
Review and approve risk in a fast-paced environment, ensuring appropriate mitigants are in place to minimize losses in the event of counterparty default.
Assess transaction risk through reviews of quantitative models, portfolio analysis, stress testing, and other methods.
Perform counterparty reviews, recommend appropriate internal risk ratings, and set credit limits.