Consumer Credit Examiner I

State of Oklahoma • Oklahoma City, OK

1d • Onsite

About The Position

Positions in this job family are assigned responsibilities involving the examination, investigation, and licensing of finance companies, consumer litigation funders, pawn shops, precious metal and gem dealers, health spas, rental purchase lessors, credit services organizations, mortgage brokers, mortgage lenders, mortgage loan originators, small lending and other creditors regarding compliance with various laws and regulations subject to the jurisdiction of the Department of Consumer Credit. This is the basic level of this job family where employees are primarily responsible for performing routine entry level work in a training status to build their skills in conducting examinations and investigations of various creditors and licensees to ensure compliance with applicable laws and regulations.

Requirements

• Bachelor’s degree in business administration, accounting, finance, mathematics or public administration OR one year of auditing/examination experience or compliance experience with a business entity or government agency for each year of required education.
• Knowledge of accounting and auditing principles.
• Knowledge of laws and regulations concerning financial institutions and other credit organizations regulated by the agency, including the Uniform Consumer Credit Code and federal Truth-in-Lending Act.
• Knowledge of procedures for conducting interviews and investigations.
• Knowledge of modern office procedures, practices and equipment.
• Ability to examine financial records and other business documents.
• Ability to review license applications.
• Ability to conduct interviews.
• Ability to analyze information and make decisions.
• Ability to organize and present facts and opinions.
• Ability to evaluate asset quality, capitalization, earnings and liquidity.
• Resume is required for this position. Please upload a resume in the Workday profile.
• Applicants must be able and willing to fulfill a minimum of 50% job-related travel normally associated with this position, in and outside the State of Oklahoma.

Responsibilities

• Performs examinations and investigations of financial and other records of finance companies, consumer litigation funders, mortgage brokers, mortgage lenders, mortgage loan originators, pawn shops, precious metal and gem dealers, small lending, health spas, rental purchase lessors, credit services organizations, and other lenders and creditors concerning individual transactions related to loans, consumer credit sales, rental purchase agreements, membership fees and other agreements.
• Determines compliance with laws and regulations, including, but not limited to, the Uniform Consumer Credit Code and the Federal Truth-in-Lending Act, concerning disclosure, annual percentage rates, refunds, delinquency and deferral fees, extension agreements, and general business practices.
• Investigates consumer complaints and other information including, but not limited to, overcharges, misleading advertising and other activities.
• Reviews, processes and investigates applications for licenses, which may include, but is not limited to, background and credit reports.
• Prepares affidavits, reports and other materials concerning examinations, investigations and licensing.
• Obtains evidence for administrative hearings and provides testimony at administrative hearings.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level