Consumer Compliance Supervisor

ICCU•Chubbuck, ID

20h•Onsite

About The Position

The Compliance Supervisor will lead the establishment, oversight and enhancement of the organization’s Compliance Management System (CMS), ensuring adherence to federal consumer financial laws and internal policies, under the guidance of the Assistant Vice-President of Compliance. This role requires a strategic thinker with deep regulatory knowledge, advanced data analytics capabilities, and fluency in AI-driven analysis and compliance tools and lead a team of Consumer Compliance Analysts to accomplish the same. The ideal candidate will be adept at navigating senior management dynamics, fostering a culture of ethical accountability, and future-proofing compliance operations through innovation and continuous learning. This role leads, executes and supports the Department’s vision for RegTech.

Requirements

Bachelor’s degree in Business, Finance, Data Science, or related field required.
5+ years of experience in compliance, risk management, or regulatory affairs required.
Deep understanding of federal consumer protection laws including ECOA, FCRA, and UDAAP.
Proficiency in AI tools such as ChatGPT and compliance automation platforms.
Advanced data analytics skills including Excel PivotTables, SQL, Python, Power BI, or equivalent.
Strong interpersonal, leadership, coaching, and negotiation skills with the ability to manage senior-level resistance.
Ability to communicate with Senior Management and all Credit Union personnel.
Ability to maintain confidentiality of Credit Union and member records.

Nice To Haves

Graduate degree and/or project management certification (e.g., PMP) preferred.
Experience in compliance assessments, BSA/Anti-Money Laundering activity, and fair lending preferred.
Certified Credit Union Compliance Officer (CUCO), CUNA Credit Union Compliance Expert (CUCE) designation or equivalent required/preferred

Responsibilities

Assist the AVP of Compliance with the creation of the risk-based Compliance Audit Plan.
Implement and monitor compliance programs aligned with CFPB Supervision and Examination Manual standards.
Supervise, train, coach, and lead Compliance Analysts in completing compliance audits and risk assessments using regulatory-based methodologies and frameworks.
Ensure timely and accurate reporting to the Supervisory Committee, senior management, and regulatory bodies.
Utilize AI tools for regulatory research, risk analysis, and policy development.
Develop and refine AI prompts to automate compliance monitoring and reporting.
Train staff on AI-enhanced compliance workflows and ethical AI usage.
Build credibility with senior management and cross-functional teams.
Translate complex regulatory requirements into actionable business strategies.
Influence decision-making through clear communication of risks and consequences.
Analyze large datasets to detect compliance risks, fraud, and control deficiencies.
Use predictive analytics to identify emerging compliance threats.
Maintain dashboards and reporting tools for real-time compliance insights.
Lead compliance initiatives and cross-departmental projects.
Align compliance goals with organizational strategy and risk appetite.
Monitor KPIs and adjust strategies based on performance metrics.
Review and approve assessments and related documentation in the GRC system.
Support examiner-ready documentation and regulatory examination preparation.
Assist with complaint monitoring and response coordination to identify consumer harm and control deficiencies.
Complete performance evaluations, coaching, and development planning for assigned team members.
Provide reporting and updates to the AVP of Compliance and Executive Management as appropriate.