Construction Analyst - Kansas City Metro

First National Bank of Omaha•Kansas City, MO

4d•Hybrid

About The Position

The Construction Analyst specializes in commercial construction, real estate development, or construction lending, responsible for conducting rigorous, systematic reviews of commercial real estate projects. This role validates draw requests against verified construction progress and delivers objective, thoroughly documented assessments of collateral condition to the credit team at each critical stage of the construction lifecycle.

Requirements

2+ years of experience in commercial banking, loan servicing or real estate administration
Superior verbal and written communications skills
Exhibit and maintain high degree of professionalism
Maintain high degree of confidentiality and integrity
Ability to communicate effectively and professionally
Excellent follow through and time management skills
Strong attention to details
Excellent organizational skills
Must exhibit good business acumen
Ability to multi-task and problems solve
Proficient with PC, web, and Microsoft Office applications
Must possess a can-do customer-service attitude/philosophy
Unrestricted work authorization and not require future sponsorship

Nice To Haves

Exposure specifically in commercial real estate / commercial home builder or construction lending environment
Familiar with commercial and residential homebuilding and development life cycles
Understanding of how construction draw request, inspections, lien waivers and title updates work
Experience with loan accounting or commercial bank systems and automated draw software

Responsibilities

Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates (such as completion dates), loan maturity dates, and reporting deadlines
Review construction contracts, permits, change orders, zoning documents, builder’s risk/general liability insurance and confirming title company requirements for title date downs and mechanic lien coverage to mitigate delays and litigation
Coordinate on-site inspections to confirm the percentage of completion with RM’s or Internal/External Construction Consultants. Actively participate in site visits when applicable
Monitor budget-to-actual cost variances across all active projects; flag cost overruns, equity shortfalls, contingency and interest reserve depletion for RM and/or SME review
Validate supporting documentation, permits, lien waivers, title date downs if applicable, budget reconciliations and verify physical progress through review of the construction consultant site inspections prior to disbursement approval
Generate audit-ready draw packages including documentation of all draw approvals, inspection reports, and monitoring activities
Prepare periodic portfolio monitoring reports for credit leadership, including pipeline status, active risk flags, and upcoming maturity or extension decisions