Cons Prod Strategic Analyst IV

Bank of America•Chandler, AZ

About The Position

At Bank of America, this role performs complex analysis to improve portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. The analyst applies knowledge across multiple business and technical topics and independently drives strategic improvements, large-scale projects, and initiatives. The role works with business counterparts within the Line of Business and partner organizations, including Risk and Product teams. The position may also include associate-management responsibilities. Managers at this level are expected to foster an inclusive environment, promote process excellence and data-based decision-making, communicate enterprise priorities, maintain risk discipline, coach and develop employees, manage expenses and budgets, build organizational talent, and deliver business outcomes through effective prioritization and delegation.

Requirements

  • At least 8 years of experience in forecasting, data analytics, statistical work, reporting, or quantitative research.
  • Programming skills in SQL, SAS, and Python.
  • Proficiency with visualization tools and communicating insights through data, including Tableau, Microsoft Excel, and PowerPoint.
  • Experience in Collections, Credit, Risk, or Financial Operations, with a track record of generating and communicating insights that improve performance and understanding.
  • Strong business and financial acumen, including consumer experience in Card, Auto, or Home Loans.
  • Attention to detail and the ability to simplify complex information.
  • Experience in data science and analysis, with excellent analytical skills.
  • Ability to organize and collaborate across multiple teams and functions.
  • Strong written and oral communication skills, with the ability to adapt to technical and executive audiences.

Nice To Haves

  • Graduate degree in a quantitative discipline such as Mathematics, Economics, Engineering, Finance, or Physics.
  • Demonstrated analytical and problem-solving ability through banking experience related to forecasting, analytics, and operations, with the ability to proactively lead.
  • Demonstrated strong leadership or project-management experience.
  • Track record of driving change and advancing the status quo through strategic thinking.

Responsibilities

  • Analyze financial models, market data, financial data, and portfolio trends to improve product performance, portfolio risk, profitability, performance forecasting, and operational performance.
  • Coach and mentor peers to improve proficiency in various systems and serve as a subject matter expert on multiple business and technical topics.
  • Identify business trends based on economic and portfolio conditions and communicate findings to senior management.
  • Support large-scale projects, such as platform conversions or new project integrations, through advanced reporting and analytics-based insights.
  • If managing associates, model inclusion; promote process and data excellence; communicate enterprise decisions and priorities; ensure risk discipline and controls; coach and provide feedback; manage expenses and budgets; develop talent; and prioritize, inspect, and delegate team work.

Benefits

  • Affordable, competitive, and flexible benefits supporting physical, emotional, and financial wellness.
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