Compliance Specialist II

Navigant Credit Union • Smithfield, RI

2d

About The Position

Under the general supervision of VP Compliance, the Compliance Specialist II supports the credit union's enterprise-wide Compliance Management System (CMS) with a focus on leading and executing the second line compliance monitoring and assurance activities. This role independently manages assigned compliance functions, performs risk-based monitoring and testing, and provides guidance to business units and junior staff. The Compliance Specialist II serves as a subject matter resource and helps ensure adherence to applicable federal and state regulations.

Requirements

• High school diploma or GED equivalent required
• 3-6 years of progressive compliance, audit, or regulatory experience required
• Experience working independently in a regulated financial environment required
• Strong analytical and problem‑solving skills required
• Must have advanced written and verbal communication abilities
• Must have the ability to manage multiple priorities and deadlines with an effective outcome
• Must have strong service orientation aligned with the credit union's mission and values
• Experience with complaint program management and analysis required
• Must be able to deal with confidential information

Nice To Haves

• Bachelor's degree in Business, Finance, Risk Management, or related field preferred
• Experience with risk management and GRC systems (e.g., Archer) preferred
• CRCM or similar compliance certification preferred

Responsibilities

• Leads and conducts periodic, risk-based compliance monitoring reviews covering deposit, lending, advertising, and other regulatory requirements
• Performs transaction testing, file reviews, and control effectiveness assessments
• Documents findings, root causes, and recommendations; tracks and validates corrective actions
• Contributes to the development and refinement of the risk-based compliance monitoring program and schedule
• Oversees HMDA data validation, including error identification and remediation tracking
• Reviews marketing materials (digital, print, branch signage, social media) for compliance with Reg DD, Reg Z, UDAAP, and applicable fair lending requirements
• Supports the complaint management process, including identification of regulatory concerns, UDAAP risk, and trends
• Performs root cause analysis and provide recommendations for remediation
• Supports preparation of regulatory reports and examiner/auditor information requests
• Provides guidance and responds to compliance inquiries from business units on regulatory requirements and operational application
• Assists in developing and delivering compliance training for staff and management
• Communicates regulatory changes and operational impacts clearly and effectively
• Assists with review and updates of compliance-related policies, procedures, checklists, and job aids
• Supports alignment of CMS components with the Three Lines of Defense model, risk taxonomy, and risk appetite
• Provide guidance and informal mentorship to Compliance Specialist I staff, including review of work products where appropriate
• Performs all other duties as assigned by the VP, Compliance

Benefits

• robust medical and dental plans
• vision benefits
• 401(k) with a generous employer match
• tuition reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED