Compliance Officer

HIFI•New York, NY

6d•Onsite

About The Position

HIFI is a stablecoin infrastructure company building technology for payments and tokenized money products across money movement, cards, and capital markets. The Compliance Officer role is part of the team responsible for HIFI's BSA/AML program, sanctions controls, and client onboarding across fiat and on-chain flows. This senior role has substantial ownership of the compliance function and helps scale compliance as a core part of the product and institutional stablecoin infrastructure. The role runs HIFI's BSA/AML and sanctions program, serves as the primary contact for banking partners, auditors, and examiners, and translates regulatory requirements into onboarding flows, monitoring rules, and system controls in partnership with product and engineering. The position also sets policy, manages and grows the compliance team, and supports the business as products, regulations, counterparties, and risk profiles evolve. The role requires working in person most days of the week at HIFI's Flatiron office, with the employee living within commuting distance.

Requirements

At least 7 years of relevant experience in BSA/AML, financial crime compliance, payments compliance, fintech compliance, banking, crypto, or a related field.
Experience at a senior individual-contributor or management level in a regulated financial services, payments, fintech, crypto, or banking environment.
Strong working knowledge of BSA/AML, KYC/KYB, customer due diligence, enhanced due diligence, OFAC sanctions, transaction monitoring, and suspicious activity escalation.
Strong understanding of payment flows, including ACH, wire, RTP, cross-border payments, virtual accounts, and other bank payment rails.
Strong familiarity with stablecoins, digital asset transactions, blockchain-based settlement, wallets, and crypto compliance risks.
Experience with compliance platforms such as Sumsub, Persona, TRM Labs, Chainalysis, or similar systems.
Demonstrated experience improving or redesigning manual compliance processes through automation, workflow design, tooling, or operational controls.
Strong judgment in distinguishing regulatory requirements, partner requirements, internal policy, and risk-based business decisions.
Ability to communicate complex compliance issues clearly to technical, operational, commercial, and executive stakeholders.
Strong project management skills and ability to drive remediation and implementation work across multiple teams.
Comfort working in a fast-moving environment where products, regulations, counterparties, and risk profiles evolve quickly.
Must live within commuting distance of HIFI's office and be able to work in person most days of the week.

Responsibilities

Own HIFI's BSA/AML and sanctions compliance program across fiat and stablecoin flows, including the annual risk assessment and independent testing.
Oversee KYC/KYB and enhanced due diligence for institutional clients, fintechs, and financial institutions; make final decisions on high-risk onboarding.
Manage transaction monitoring and investigations, including alert quality, escalation standards, and final review and filing of SARs.
Run sanctions screening using OFAC and other applicable lists for clients, counterparties, and blockchain wallet addresses, and set standards for resolving potential matches.
Serve as the primary point of contact for banking partners, auditors, and examiners; own responses to diligence requests and exam findings.
Write and maintain compliance policies and procedures, including stablecoin-specific requirements under the GENIUS Act, and brief leadership on relevant regulatory changes.
Partner with product and engineering to design onboarding flows, monitoring rules, and system controls; evaluate and select compliance vendors and tooling.
Hire, manage, and develop the compliance team, and establish processes that allow the function to scale with transaction volume.