Compliance Officer II

Riverview Bank•Vancouver, WA

1d•$36 - $48

About The Position

The Trust Compliance Officer is responsible for monitoring, testing, and supporting AML/CFT (BSA) compliance and compliance with laws, regulations, fiduciary standards, governing instruments, and internal policies as they pertain to the Trust Company. The role evaluates fiduciary activities, documents results, reports issues, and works with Trust personnel, Risk Management, Internal Audit, outsourced auditors, and regulators to identify compliance risk and support corrective action. The role administers the Trust Company’s AML/CFT Program, maintains compliance and AML/CFT risk assessments, provides guidance on regulatory changes and Trust products or processes, and develops or supports compliance training. It also assists with regulatory examinations and internal and outsourced audits. The position works with minimal supervision and may present reports to senior management, Trust committees, or the Board of Directors. The salary range is $36 to $48. The specific salary offered depends on factors including the applicant’s skills and relevant prior experience. The hired candidate may be eligible for healthcare benefits, a 401(k) plan, short- and long-term disability coverage, life insurance, vacation and sick time, educational assistance, and several holidays. Certain roles are eligible for additional rewards.

Requirements

Four to six years of experience in trust, fiduciary compliance, or BSA/AML/CFT.
Demonstrated knowledge of applicable trust and fiduciary laws, regulations, and standards, as well as BSA/AML requirements.
Associate degree; or two years of trust compliance experience and/or training; or an equivalent combination of education and experience.
Ability to conduct compliance reviews, including sampling, transaction testing, reporting, and identifying patterns of noncompliance.
Ability to interpret trust laws, fiduciary standards, governing instruments, and related regulations and apply them to Trust operations.
Ability to work with minimal supervision, manage multiple assignments, and exercise judgment in escalating significant compliance risks.
Ability to communicate effectively through phone/video, messaging, and email and use computer and office equipment and software, including Microsoft Office.
Willingness to continuously learn and responsibly apply emerging technologies in alignment with regulatory and ethical standards.

Nice To Haves

CFIRS certification.

Responsibilities

Conduct risk-based compliance monitoring and testing of fiduciary activities, accounts, products, and processes for compliance with applicable trust laws, fiduciary standards, governing instruments, policies, and procedures.
Provide regular compliance reporting to the Trust Board on regulatory developments, monitoring activities, findings and issues, and corrective action tracking.
Administer the Trust Company’s AML/CFT Program, oversee compliance with applicable BSA/AML requirements, and provide regular AML/CFT Program reporting to the Trust Board.
Develop and maintain the Trust Company’s compliance and AML/CFT risk assessments, updating them as risks, products, services, regulatory requirements, or business activities change.
Work with business areas to address regulatory changes, compliance concerns, deficiencies, and necessary policy or procedure changes.
Provide compliance guidance on new or changing Trust products, services, systems, forms, disclosures, and processes.
Use compliance risk assessment results to develop risk-based monitoring and testing of fiduciary activities, accounts, products, and processes.
Work with the Learning and Development team to develop or assign appropriate compliance and AML/CFT training for Trust personnel.
Assist with regulatory examinations and internal and outsourced audits, including providing requested compliance documentation and information.
Complete required training, remain current on applicable regulatory requirements and industry developments, follow company policies and procedures, and perform other duties as assigned.
Conduct compliance reviews, including sampling and transaction testing; identify patterns of noncompliance and propose corrective actions.
Draft compliance reports with deficiencies and recommendations; review and update compliance checklists, forms, and policies or procedures as regulations change.
Prepare and provide or present reports to senior management, Trust committees, or the Board of Directors.
Guide employees on trust and fiduciary requirements and policy interpretation, and advise the Learning and Development team on role-based trust compliance training.
Manage multiple monitoring assignments, exercise judgment in escalating significant compliance risks, and responsibly apply evolving digital tools and AI in accordance with regulatory and ethical standards.