Compliance Lead (Hybrid)

Enova International•Chicago, IL

2d•$85,000 - $115,000•Hybrid

About The Position

The Compliance Lead supports multiple teams across Enova’s Compliance Risk & Assurance function. The role’s priorities shift among areas, making adaptability and comfort with varied work important. Responsibilities include building risk frameworks, supporting risk assessments, designing and executing large-scale compliance tests, and independently validating compliance-related corrective actions. The role also supports compliance reporting and data intelligence, including key risk indicator monitoring and analysis. AI tools, including Claude, are central to the team’s work. The Compliance Lead uses these tools in daily compliance activities and reviews their output for accuracy and completeness, applying sound judgment about data handling. The position is hybrid, with required in-office work Tuesday through Thursday and remote flexibility Monday and Friday. Candidates must be eligible to work in the United States; visa sponsorship and sponsorship transfers are unavailable.

Requirements

At least 5 years of experience in compliance, risk management, compliance testing, internal audit, or a related assurance discipline.
Hands-on experience in at least two of the following: risk framework design, compliance or control testing, corrective action validation, and enterprise or compliance risk assessments.
Demonstrated use of generative AI tools, such as Claude, to produce tests, risk assessments, analysis, or reporting, with critical review of AI output and awareness of data-handling limits.
Ability to structure ambiguous problems and produce well-documented, defensible work.
Strong written and verbal communication skills, including the ability to explain conclusions to senior stakeholders.
Strong organizational skills and ability to move between teams and priorities as needs change while maintaining quality and deadlines.
Experience adapting approaches and methods as regulatory expectations, business priorities, and AI capabilities change.
Eligibility to work in the United States; the company cannot sponsor visas or take over sponsorship.

Nice To Haves

Experience building tools or automation using SQL, Ruby, Python, or low-code platforms.
Experience with U.S. consumer and small-business financial services, particularly consumer protection or regulatory compliance, is highly desirable. Relevant laws and standards include TILA, ECOA, FCRA, FDCPA, EFTA, MLA, SCRA, and UDAAP/UDAP.

Responsibilities

Partner with Compliance Risk, Compliance Advisory, Legal, and business units to design, document, and maintain risk frameworks for emerging products, services, and features, including risk taxonomies, key risk indicators, monitoring, and reporting.
Support the design and execution of compliance risk assessments, including periodic refreshes of existing assessments.
Support Compliance Testing in designing, building, executing, and validating large-scale tests.
Independently validate compliance-related corrective actions to confirm they are complete, address root cause, and are sustainable.
Support compliance reporting and data intelligence, including key risk indicator monitoring and analysis.
Use Claude and other AI tools for risk framework development, risk monitoring, test design and execution, research, and documentation; review AI output for accuracy and completeness.

Benefits

Health, dental, and vision insurance, including mental health benefits.
401(k) matching with a Roth option for U.S.-based employees.
Paid time off and paid holidays.
Sabbatical program for eligible roles.
Summer hours for eligible roles.
Paid parental leave.
DEI groups, including B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova.
Employee recognition and rewards program.
Charitable matching and a paid volunteer day.
Additional compensation may include a bonus and restricted stock units.