Compliance Lead (Hybrid)

Enova•Chicago, IL
•$85,000 - $115,000•Hybrid

About The Position

The Compliance Lead supports several teams across Enova’s Compliance Risk & Assurance function. Priorities shift between areas, so the role is suited to someone who adapts quickly and enjoys variety. The work includes building risk frameworks, supporting risk assessments, designing and executing large-scale compliance tests, and independently validating compliance-related corrective actions. The role uses AI tools such as Claude in daily work, with sound judgment about accuracy and data handling. The position is hybrid, with in-office work Tuesday through Thursday and remote flexibility on Mondays and Fridays. Candidates must be eligible to work in the United States; visa sponsorship and sponsorship takeover are not available. The budgeted annual salary range is $85,000 to $115,000. Actual salary depends on qualifications, skills, experience, and assessed level and may fall outside the stated range. Additional compensation may include a bonus and restricted stock units.

Requirements

  • At least 5 years of experience in compliance, risk management, compliance testing, internal audit, or a related assurance discipline.
  • Hands-on experience in at least two of the following areas: risk framework design, compliance or control testing, corrective action validation, and enterprise or compliance risk assessments.
  • Demonstrated use of generative AI tools, such as Claude, to produce tests, risk assessments, analysis, or reporting, with critical review of AI output and awareness of data handling limits.
  • Ability to structure ambiguous problems and produce well-documented, defensible work.
  • Strong written and verbal communication skills, including the ability to explain conclusions to senior stakeholders.
  • Strong organizational skills and ability to shift between teams and priorities while maintaining quality and meeting deadlines.
  • Experience adjusting approaches and methods as regulatory expectations, business priorities, and AI capabilities change.
  • Eligible to work in the United States; visa sponsorship and sponsorship takeover are unavailable.

Nice To Haves

  • Experience building tools or automation, for example with SQL, Ruby, Python, or low-code platforms.
  • Experience with U.S. consumer and small business financial services, particularly consumer protection or regulatory compliance, is highly desirable.
  • Familiarity with TILA, ECOA, FCRA, FDCPA, EFTA, MLA, SCRA, and UDAAP/UDAP.

Responsibilities

  • Partner with Compliance Risk, Compliance Advisory, Legal, and business units to design, document, and maintain risk frameworks for emerging products, services, and features, including risk taxonomies, key risk indicators (KRIs), monitoring, and reporting.
  • Support the design and execution of compliance risk assessments, including periodic refreshes of existing assessments.
  • Support Compliance Testing in designing, building, executing, and validating large-scale tests.
  • Independently validate compliance-related corrective actions to confirm they are complete, address root cause, and are sustainable.
  • Support compliance reporting and data intelligence, including KRI monitoring and analysis.
  • Use Claude and other AI tools in daily work, including risk framework development, risk monitoring, test design and execution, research, and documentation.
  • Review AI output for accuracy and completeness.

Benefits

  • Health, dental, and vision insurance, including mental health benefits.
  • 401(k) matching plus a Roth option for U.S.-based employees.
  • PTO and paid holidays.
  • Sabbatical program for eligible roles.
  • Summer hours for eligible roles.
  • Paid parental leave.
  • DEI groups, including B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova.
  • Employee recognition and rewards program.
  • Charitable matching and a paid volunteer day.
  • Additional compensation may include a bonus and restricted stock units.
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