Compliance and Risk Manager (AI-First)

Anchor Fintech•Austin, TX

3d•Remote

About The Position

Anchor is seeking an AI-First Compliance and Risk Manager to lead and scale its compliance operations. This is a hands-on role responsible for the day-to-day compliance functions, including KYB/KYC, transaction monitoring, and investigations. The core of this role is to leverage AI and automation to eliminate manual work, manage increasing volumes, and ensure the platform remains audit-ready and safe as the company experiences hyper-growth. The successful candidate will build and automate systems using AI to handle volume and surface risk without a proportional increase in headcount. This role requires a deeply tech-savvy individual who can independently build and configure tools, is analytical, integrity-driven, and high-energy. The AI-First Mandate emphasizes using AI to scale compliance operations efficiently, automating tasks like triage, document review, case narratives, monitoring, and follow-up. The expectation is that the candidate brings existing AI-driven compliance operating models and can demonstrate their impact.

Requirements

3-5 years of experience in AML, BSA compliance, financial crime operations, fraud investigations, or regulated payments environments (fintech experience preferred).
Demonstrated experience overseeing compliance processes such as KYB/KYC onboarding, sanctions screening, transaction monitoring, and case investigations.
Proven ability to use AI tools to run compliance processes more efficiently.
Proven ability to make independent, risk-based decisions and apply sound judgment to ambiguous or time-sensitive situations.
Strong written communication skills with experience drafting regulatory-grade case narratives, decision rationales, and operational documentation.
Compliance documentation experience, including maintaining and updating BSA/AML program docs, risk assessments, and internal control documentation.
Familiarity with expectations from banking partners and regulators.
Hands-on AI experience in a compliance or operational context, with the ability to name specific tools, automated workflows, and their measurable impact.
Analytical, structured, dependable, proactive, and integrity-driven personal attributes.
Ability to challenge assumptions, improve processes, and operate with both autonomy and accountability.

Nice To Haves

Experience with ACH payment systems, payments infrastructure, or SaaS billing platforms.

Responsibilities

Lead KYB/KYC and CIP onboarding workflows, including identity verification, OFAC screening, sanctions analysis, and EIN/TIN validation, using AI-assisted review queues to prioritize cases and identify high-risk signals.
Serve as the primary client-facing compliance contact, guiding clients through onboarding, conducting verification calls, and making risk-based decisions, including EDD/PEP reviews, informed by AI-generated summaries and risk scores.
Conduct and document alert investigations across fraud, AML, sanctions, and financial crime indicators, utilizing AI tooling to accelerate triage and focus human judgment.
Assess and document case findings clearly and consistently, aligning with audit expectations and regulatory documentation standards.
Use AI-powered analytics to optimize monitoring rules, improve control effectiveness, and identify emerging risk vectors.
Develop and maintain compliance documentation, including playbooks, case files, and training materials, using AI to ensure they are current and audit-ready.
Act as a partner to internal and external auditors.
Maintain and update compliance documentation and policy materials, such as BSA/AML program documents, risk assessments, and internal policies, ensuring they are current with regulatory requirements and Anchor’s product offerings.
Support banking partner and sponsor bank relationships by preparing compliance documentation, responding to audit requests, and coordinating due diligence reviews.
Monitor regulatory changes in payments and fintech, flagging updates that require operational or documentation changes.
Use AI to monitor regulatory developments and maintain a living compliance roadmap.
Collaborate cross-departmentally and with Product and R&D teams to build and implement compliance safeguards into new product features.