Compliance and Risk Manager (AI-First)

Anchor Fintech•Austin, TX

About The Position

Anchor is seeking an AI-First Compliance and Risk Manager to lead and scale its compliance operations. This is a hands-on role responsible for the day-to-day compliance functions, including KYB/KYC, transaction monitoring, and investigations. The position requires a deep understanding and active use of AI and automation to enhance efficiency, manage volume, identify risks, and maintain audit readiness without proportional headcount increases. The goal is to run a streamlined, automated compliance operation that ensures Anchor's safety and facilitates its growth. The role reports to the COO and requires a tech-savvy, analytical, and integrity-driven individual with hands-on AI experience in a compliance context.

Requirements

3-5 years of experience in AML, BSA compliance, financial crime operations, fraud investigations, or regulated payments environments (fintech experience preferred).
Demonstrated experience overseeing compliance processes such as KYB/KYC onboarding, sanctions screening, transaction monitoring, and case investigations, with a focus on using AI tools for efficiency.
Proven ability to make independent, risk-based decisions and apply sound judgment in ambiguous or time-sensitive situations.
Strong written communication skills with experience drafting regulatory-grade case narratives, decision rationales, and operational documentation.
Compliance documentation experience, including maintaining and updating BSA/AML program docs, risk assessments, and internal control documentation.
Hands-on AI experience in a compliance or operational context, with the ability to detail tools used, automated workflows, and measurable impact.
Experience with ACH payment systems, payments infrastructure, or SaaS billing platforms (preferred but not required).
Personal attributes: analytical, structured, dependable, proactive, and integrity-driven; able to challenge assumptions, improve processes, and operate with both autonomy and accountability.

Responsibilities

Lead KYB/KYC and CIP onboarding workflows, including identity verification, OFAC screening, sanctions analysis, and EIN/TIN validation, utilizing AI-assisted review queues.
Serve as the primary client-facing compliance contact, guiding clients through onboarding, conducting verification calls, and making risk-based decisions, including EDD/PEP reviews.
Conduct and document alert investigations across fraud, AML, sanctions, and financial crime indicators, using AI tooling to accelerate triage.
Assess and document case findings clearly and consistently, aligning with audit expectations and regulatory documentation standards.
Use AI-powered analytics to optimize monitoring rules, improve control effectiveness, and identify emerging risk vectors.
Develop and maintain compliance documentation, such as playbooks and case files, using AI to ensure they are current and audit-ready.
Act as a partner to internal and external auditors.
Maintain and update compliance documentation and policy materials, including BSA/AML program documents, risk assessments, and internal policies.
Support banking partner and sponsor bank relationships by preparing compliance documentation, responding to audit requests, and coordinating due diligence reviews.
Monitor regulatory changes in payments and fintech and flag necessary operational or documentation updates.
Use AI to monitor regulatory developments and maintain a living compliance roadmap.
Collaborate cross-departmentally and with Product and R&D teams to integrate compliance safeguards into new product features.