Commercial Underwriter

EMC Insurance Companies • Texas - Work From Home, TX

10d • $51,201 - $77,796

About The Position

EMC is seeking a Commercial Underwriter, ideally located in Texas. The role develops underwriting knowledge and skills while supporting the team in evaluating middle market accounts, learning the company and regional risk appetite, and building agency relationships. Under supervision and within limited authority, the underwriter evaluates accounts for risk selection and pricing, maintains account documentation, communicates with agents, and collaborates with marketing representatives to support positive agent experiences. The position also includes peer training, corporate workshops, and learning courses.

Requirements

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience.
• Good problem-solving and analytical skills, with the ability to make sound decisions.
• Strong customer service skills.
• Ability to work effectively with others and independently.
• Ability to maintain high standards of professional competence.
• Good computer skills, including knowledge of Microsoft Office and social media.
• Ability to work on multiple projects while meeting deadlines.
• Good written and verbal communication skills.

Nice To Haves

• Insurance designations such as AINS, AU, CIC, or CPCU.
• Knowledge of commercial insurance products and coverage options.
• Good negotiating skills.

Responsibilities

• Shadow experienced underwriters to learn company and regional middle market risk appetite and gain experience developing agency relationships.
• Consult experienced underwriters to learn underwriting best practices.
• Support the underwriting team by completing tasks such as reviewing endorsements within authority limits and analyzing assigned new and renewal accounts.
• Under supervision, evaluate basic middle market accounts for risk selection and pricing within limited authority.
• Analyze exposures, risk appetite, account premium and loss history, financial data, lines of business, price guidance, motor vehicle records, online information, premium audit or risk improvement reports, and other relevant information when underwriting policies.
• Maintain proper file documentation for accounts.
• Communicate with agents and provide account updates.
• Collaborate with marketing representatives to build relationships, provide good customer experiences and responsiveness to agents, and encourage agents to select EMC as their insurer of choice.
• Attend peer training sessions, corporate workshops, and learning courses to enhance underwriting knowledge and skills.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level