Commercial Portfolio Manager - KCHQ
About The Position
The Commercial Portfolio Manager (CPM) administratively manages assigned commercial lending relationships and serves as a resource to Commercial Loan Officers for their accounts. The role ensures borrower compliance and covenant information is complete and current in credit files, including through active communication with borrowers. The CPM also assists with underwriting new and renewed credits and preparing credit approval packets. The position supports commercial lenders in monitoring and servicing loans, reviewing loan documentation, conducting collateral visits and inspections, and facilitating closings. It also contributes to maintaining and strengthening customer relationships and identifying opportunities to expand services within the existing portfolio. The role is based in Overland Park, Kansas, and regularly works in an office setting using computers and electronic media.
Requirements
- Bachelor’s degree.
- Previous banking experience with knowledge of banking products, services, and/or banking operations.
- Strong attention to detail.
Nice To Haves
- Bachelor’s degree in Accounting, Finance, or a related field.
- Junior lending experience.
- Three or more years of credit analysis experience.
- Familiarity with the Oklahoma City market.
- Previous experience in portfolio management, as a loan assistant, or in consumer lending.
Responsibilities
- Keep information and credit files for assigned borrowers current and maintain active communication with borrowers.
- Follow up with existing clients to obtain timely, accurate financial information for loan monitoring and file updates.
- Assist in preparing and underwriting credit approval packets for new requests, renewals, and annual reviews within the assigned portfolio.
- Work with the Credit Department to ensure assigned loan requests are processed in a timely manner.
- Present annual reviews of assigned credits to the Loan Committee.
- Review loan documentation to confirm it reflects credit approval terms, perfects the bank’s security position, and protects the bank’s rights and remedies.
- Schedule and conduct timely site visits and collateral inspections.
- Assist in facilitating transaction closings.
- Assist Commercial Lenders with managing past-due and maturing loans.
- Attend and participate in team meetings and required community or business-related events.
- Assist Commercial Lenders in ensuring customers receive needed service.
- Assist with developing and strengthening existing commercial banking relationships through scheduled customer contacts.
- Assist with researching, preparing, and executing customer calls.
- Help develop new revenue sources in the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross-selling opportunities.
- Provide backup support for loan assistants from time to time.
- Understand and follow applicable laws and regulations, including the Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements.
Benefits
- Health, dental, and vision insurance.
- Group life and long-term disability insurance.
- Flexible spending and health savings accounts.
- Group cancer insurance.
- 401(k) retirement plan with company match.
- Generous vacation and sick time.
- Employee stock purchase plan (ESPP).
- Pet insurance.
- Retail banking benefits.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
