Commercial Portfolio Manager - KCHQ

Equity Bank•Kansas City, MO

1d•Onsite

About The Position

The Commercial Portfolio Manager (CPM) is responsible for the administrative management of assigned commercial lending relationships and serves as a resource to the Commercial Loan Officer for those accounts. The role ensures that compliance and covenant information is current and complete in credit files, including through active communication with borrowers to obtain required information. The CPM also assists with underwriting new and renewed credits and preparing credit approval packets. The position supports commercial lenders and the Credit Department with portfolio monitoring, loan processing, annual reviews, documentation, site visits, collateral inspections, and transaction closings. It also assists with customer relationship development, customer calls, cross-selling opportunities, and servicing needs. The role is based in an office setting and regularly involves working with computers and electronic media, with occasional field visits and physical activity.

Requirements

Bachelor’s degree.
Previous banking experience with knowledge of banking products, services, and/or banking operations.
Strong attention to detail.

Nice To Haves

Bachelor’s degree in Accounting, Finance, or a related field.
Junior lending experience.
At least 3 years of credit analysis experience.
Familiarity with the Oklahoma City market.
Previous experience in portfolio management, as a loan assistant, or in consumer lending.

Responsibilities

Keep borrower information and credit files current through regular communication with assigned borrowers.
Follow up with existing clients to obtain timely and accurate financial information for loan monitoring and file updates.
Assist in preparing and underwriting credit approval packets for new requests, renewals, and annual reviews within the assigned portfolio.
Work with the Credit Department to ensure assigned loan requests are processed in a timely manner.
Present annual reviews of assigned credits to the Loan Committee.
Review loan documentation to ensure it reflects approved credit terms, perfects the bank’s security position, and protects the bank’s rights and remedies.
Schedule and conduct timely site visits and collateral inspections.
Assist in facilitating transaction closings.
Assist Commercial Lenders in managing past-due and maturing loans.
Attend and participate in team meetings and required community or business-related events.
Assist Commercial Lenders in ensuring customers receive needed service.
Help develop and strengthen existing commercial banking relationships through scheduled customer contacts.
Assist with researching, preparing, and executing customer calls.
Explore cross-selling opportunities and help develop new revenue sources within the existing portfolio by maintaining knowledge of commercial banking products and services.
Provide backup support for loan assistants from time to time.
Understand and follow applicable laws and regulations, including the Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements.