Commercial Loan Officer

MIDFLORIDA Credit Union • Ocala, FL

8d • Onsite

About The Position

Commercial Loan Officers perform the following functions: Recruit existing and potential members by offering MIDFLORIDA's full range of business products. Provide excellent service by opening and servicing business accounts and loans as well as answering questions in a prompt and professional manner. Improve the financial well-being of our members by offering products and services to save time and money. Develop new business relationships. Identify and cater to the specific needs of private banking clients. Manage the business portfolio, perform credit analysis, and complete loan underwriting. Present loans to the Risk Committee. Present a neat and professional personal appearance, in accordance with credit union professional image standards. Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines. Exhibit a high degree of integrity, trustworthiness, and professionalism always. Exude a positive and professional attitude with members and partners consistently. Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options. Support assigned branches and members in all business lending needs. Perform other duties as assigned.

Requirements

• 5 years of business lending experience.
• Strong calling officer and underwriting skills.
• Possess excellent customer service skills along with strong verbal and written communications skills.
• Must have a strong desire to help people.
• Proficient in the use of computers, the internet and Microsoft Office.
• High school diploma or equivalent is required.

Nice To Haves

• SBA experience preferred.
• A Bachelor's Degree in a business-related field is preferred.

Responsibilities

• Recruit existing and potential members by offering MIDFLORIDA's full range of business products.
• Provide excellent service by opening and servicing business accounts and loans as well as answering questions in a prompt and professional manner.
• Improve the financial well-being of our members by offering products and services to save time and money.
• Develop new business relationships.
• Identify and cater to the specific needs of private banking clients.
• Manage the business portfolio, perform credit analysis, and complete loan underwriting.
• Present loans to the Risk Committee.
• Present a neat and professional personal appearance, in accordance with credit union professional image standards.
• Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines.
• Exhibit a high degree of integrity, trustworthiness, and professionalism always.
• Exude a positive and professional attitude with members and partners consistently.
• Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options.
• Support assigned branches and members in all business lending needs.
• Perform other duties as assigned.

Benefits

• Stability
• Opportunity for growth
• Paid time off and paid holidays
• Tuition assistance after 6 months of service
• 401K Plan with employer matching
• Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family.
• Employee Assistance Program- No waiting period to access benefit.
• Bonus programs and annual appraisals with salary increase opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED