Commercial Lines Underwriting Analyst
About The Position
We're seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These positions play a key role in evaluating commercial insurance risks, supporting agency partners, and contributing to profitable growth across our underwriting portfolio. Whether you're beginning your underwriting career or bringing advanced commercial lines expertise, you'll have the opportunity to develop your skills, expand your product knowledge, and work alongside experienced underwriting professionals in a collaborative environment. The position will be filled at a level (I, II, or III) appropriate to the candidate's experience and qualifications.
Requirements
- Bachelor's degree or equivalent combination of education and relevant experience.
- Proficiency in Microsoft Office applications.
- Applicants must be authorized to work in the U.S. without current or future sponsorship.
Nice To Haves
- Previous insurance, customer service, financial services, or related business experience preferred (for Analyst I).
- Eagerness to learn commercial insurance concepts and underwriting principles (for Analyst I).
- Commercial lines insurance or underwriting experience preferred (for Analyst II).
- Demonstrated ability to independently evaluate and manage multiple lines of business (for Analyst II).
- Working knowledge of commercial insurance coverages, policy language, and rating concepts (for Analyst II).
- Strong decision-making, communication, and relationship-building skills (for Analyst II).
- Professional insurance designation or progress toward designation preferred (for Analyst II).
- Significant commercial lines underwriting experience required (for Analyst III).
- Advanced knowledge of Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP) coverages (for Analyst III).
- Demonstrated ability to manage complex underwriting decisions while balancing growth and profitability objectives (for Analyst III).
- Strong technical underwriting expertise and agency relationship management skills (for Analyst III).
- Professional insurance designations such as AU, CPCU, or similar credentials preferred (for Analyst III).
Responsibilities
- Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
- Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
- Verify insured operations and exposures to ensure underwriting accuracy.
- Review Loss Control inspection reports and determine appropriate underwriting actions.
- Process endorsements, policy modifications, and other servicing requests for existing accounts.
- Evaluate renewal business to support retention, profitability, and portfolio performance.
- Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
- Develop and maintain strong relationships with agents through responsive service and collaboration.
- Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
- Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
- Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.
Benefits
- Hybrid schedule: 2 days remote / 3 in-office
- Predictable hours (no nights, weekends, or holidays)
- Competitive pay
- Generous PTO
- Medical, dental & vision starting day one
- 401(k)
- Tuition reimbursement
- Longevity bonuses
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
