Commercial Lines Sr. Underwriter

Mutual of Enumclaw Insurance Company•Enumclaw, WA

5d•$99,207 - $128,354•Hybrid

About The Position

The Commercial Lines Sr. Underwriter - Farm & Agribusiness reports to an Underwriting Manager and underwrites and markets new and renewal business and endorsements within designated authority, in alignment with corporate objectives. The role partners with Sales and Marketing and develops relationships with agents to write and retain profitable business. It independently manages an assigned territory to achieve corporate objectives. The position is hybrid, with preference for candidates residing in Washington. Candidates in Oregon, Idaho, Montana, Wyoming, Arizona, or Utah may also be considered for a remote workstyle with occasional travel to the Greater Seattle area. Candidates must be able to work during core Pacific Standard Time business hours and have high-speed internet; an internet speed test is required. The hiring range is $99,207–$112,683, and the salary range is $99,207–$128,354. Exact compensation may vary based on skills and experience.

Requirements

5+ years of underwriting, policy services, or related business experience.
A bachelor's degree, associate's degree, or high school diploma with relevant business experience.
Fundamental understanding of the local marketplace and insurance industry trends.
Understanding of organizational and regulatory rules, policies, and procedures and ability to apply them in day-to-day work.
Ability to ask questions, investigate, and probe.
Sense of urgency and reliability.
Ability to work as part of a team and collaborate with others.
Clear and professional verbal and written communication skills.
Ability to use necessary tools and resources to analyze and price risks appropriately.
Ability to provide excellent service to internal or external clients.
Ability to challenge the status quo and bring forward possibilities.
Ability to function well in a fast-paced environment.
Ability to use data to make informed decisions and clearly communicate the reasoning behind decisions.
Proficiency with Microsoft Office Suite and related software.
Knowledge of reinsurance treaties and their impact on the business.
Ability to take ownership and responsibility for actions, outcomes, performance, and results.
Ability to coordinate and execute tasks, assignments, problem-solving, and projects, and to collaborate and demonstrate leadership.
Proven track record of establishing relationships with agents or colleagues.
Demonstrated accountability for customer-focused, accurate, and timely results.
Ability to work during core Pacific Standard Time business hours and access to high-speed internet; an internet speed test is required.

Nice To Haves

Insurance industry designations and certifications are preferred.

Responsibilities

Review and assess small to medium-sized risks of low to moderate complexity, and occasionally underwrite larger, more complex accounts.
Anticipate and identify moderately complex underwriting and marketing problems, analyze available information, and make timely, practical decisions.
Manage underwriting and submission flow for the assigned agency.
Escalate risks beyond designated authority to underwriters or underwriting leadership.
Document underwriting files to verify compliance with underwriting guidelines and regulatory and underwriting quality standards.
Collaborate proactively with Sales and Marketing to generate submissions aligned with the company's appetite.
Partner with the regional sales manager to develop, implement, and execute agency business plans.
Communicate with agents or policyholders to obtain missing information, convey application status for new business or endorsements, and preserve business relationships.
Lead or participate in agency meetings and training sessions.
Use consultative sales skills to negotiate price, terms, and conditions for new or renewal business with agency partners.
Seek market insight and use internal and external knowledge to inform business decisions.
Attend agency functions and industry events.
Evaluate natural catastrophe exposures using available modeling tools to confirm compliance with underwriting standards.
Determine whether facultative reinsurance is required, secure placement within authority, or refer as needed.
Collaborate with Underwriting and IT staff on strategic initiatives, data conversion, acceptance testing, and quality assurance for systems development.
Identify and suggest new procedures and opportunities to streamline department processing, record-keeping systems, and practices.
Assist with training and mentoring less experienced associates when appropriate.