Commercial Lines Underwriter
About The Position
Auto-Owners Insurance is seeking a motivated underwriting trainee to perform and apply insurance coverage, rules, and guidelines while making underwriting decisions in accordance with the Company’s underwriting philosophy. The role includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance. The position requires learning insurance coverages, contracts, company philosophy, and procedures; interpreting policies and other underwriting documents; analyzing risk information; and communicating decisions clearly. After initial in-person training, work-from-home time may be available under a merit-based program, as determined by job responsibilities and leadership. Applicants must be able to work in the U.S. without current or future sponsorship.
Requirements
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
- Ability to organize data, multitask, and make decisions independently.
- Above-average written and verbal communication skills.
- Ability to write reports and compose correspondence.
- Ability to resolve complex issues.
- Ability to work in the U.S. without current or future sponsorship.
Responsibilities
- Learn insurance coverages and contracts, as well as company philosophy and procedures, to make underwriting decisions.
- Read, interpret, and respond to policies, manuals, forms, and endorsements to understand their meaning and use.
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
- Analyze loss experience, financial conditions, and physical characteristics of risks.
- Acquire working knowledge of supporting sections of the underwriting department.
- Communicate effectively with independent agents and other associates verbally and/or in writing.
- Participate in and successfully complete the Company underwriter training program.
- Continually develop product knowledge through participation in approved educational programs.
Benefits
- Matched 401(k)
- Fully funded pension plan once vested
- Medical insurance
- Prescription coverage
- Dental insurance
- Vision insurance
- Life insurance for associates, spouses, and children
- Short-term disability
- Long-term disability
- Health care flexible spending accounts
- Dependent care flexible spending accounts
- Paid time off, including holidays, vacation days, personal time, and sick leave
- Parental leave
- Adoption assistance
- Discounts on personal insurance
- Education matching gift program
- Gym membership and fitness class reimbursement program
- Bonus opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
