Commercial Lines Underwriter

Auto-Owners Insurance Company•Broomfield, CO

2d•Hybrid

About The Position

Auto-Owners Insurance is seeking a motivated underwriting trainee to perform and apply insurance coverage, rules, and guidelines in the underwriting decision-making process, consistent with the Company’s underwriting philosophy. The role includes training and development through completion of the Company’s underwriter training program for the assigned insurance line. The employee will learn insurance coverages, contracts, company philosophy, and procedures; interpret underwriting documents; analyze risk information; and communicate underwriting decisions to independent agents and other associates. After initial in-person training, the role may offer work-from-home flexibility as defined by the leadership team and based on job responsibilities.

Requirements

Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
Ability to organize data, multitask, and make decisions independently.
Above-average written and verbal communication skills.
Ability to write reports and compose correspondence.
Ability to resolve complex issues.
Ability to work in the U.S. without current or future sponsorship.

Responsibilities

Learn insurance coverages, contracts, company philosophy, and procedures to make underwriting decisions.
Read, interpret, and react to policies, manuals, forms, and endorsements.
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
Analyze loss experience, financial conditions, and physical characteristics of risks.
Acquire a working knowledge of supporting sections of the underwriting department.
Communicate effectively with independent agents and other associates verbally and in writing.
Participate in and successfully complete the Company underwriter training program.
Continually develop product knowledge through approved educational programs.