Commercial Lines Account Executive
About The Position
We are seeking an experienced Commercial Lines Account Executive to serve as the senior technical and strategic lead for assigned client accounts. In this role, you will partner with Producers, Account Managers, and clients to deliver expert insurance guidance, strengthen client relationships, and support retention and growth across a complex commercial book of business. This position is ideal for a client-focused insurance professional who can build executive-level relationships, advise on program structure and risk strategy, and help clients achieve stronger underwriting results and long-term cost control.
Requirements
- Minimum 10+ years of experience in commercial insurance and risk management
- Active Property & Casualty insurance license required in NJ and/or NY
- Advanced knowledge of commercial insurance coverages and risk management principles
- Strong knowledge of underwriting practices and carrier markets
- Exceptional client relationship management and advisory skills
- Strong analytical, negotiation, and strategic thinking abilities
- High proficiency with agency management systems; Applied EPIC preferred
- Strong proficiency with Microsoft Office, particularly Excel and PowerPoint
Nice To Haves
- CPCU, ARM, or other advanced insurance or risk management designations strongly preferred
Responsibilities
- Serve as senior client relationship manager for assigned accounts and maintain executive-level relationships
- Act as primary client advisor when Producers are unavailable or focused on new business development
- Participate in client meetings, stewardship reviews, and strategic planning discussions
- Provide consultative guidance on insurance program design and risk management strategies
- Evaluate client operations, exposures, and loss trends to identify opportunities for risk mitigation
- Analyze loss runs and claims data to develop strategies to reduce claim frequency and severity
- Lead strategic marketing and placement of complex new and renewal business
- Engage directly with carrier underwriters to negotiate coverage structure, pricing, and terms
- Serve as senior technical resource and mentor to Account Managers and Assistants
- Review complex submissions, proposals, and insurance program structures
- Identify opportunities to improve client risk profile and insurance program effectiveness
- Support agency retention, growth, and profitability objectives
Benefits
- Competitive salary commensurate with experience
- Comprehensive benefits package
- Opportunity to serve as strategic advisor on large, complex commercial accounts
- Leadership role within a growing commercial insurance team
- Long-term career growth within a well-established independent insurance agency
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
