Commercial Lending Portfolio Administrator

First National Bank Texas • Lubbock, TX

1d

About The Position

This role manages and services a compliant and profitable commercial loan portfolio for the Lending Team while adhering to lending laws and regulations and company policies and procedures. The Commercial Lending Portfolio Administrator works directly with the local lending team and helps build and maintain relationships with existing and prospective customers and external parties within the commercial lending function.

Requirements

• Must be at least 18 years of age.
• At least 5 years of commercial real estate lending, compliance, or underwriting experience.
• At least 5 years of experience working with commercial real estate loan and collateral documentation, including appraisals, construction budgets, and financial documents.
• Familiarity with laws and ordinances dealing with commercial lending and real estate, including Reg Z, Reg B, HMDA, CRA, and RESPA.
• Excellent written, verbal, and electronic communication skills, with attention to detail.
• Strong analytical, problem-solving, and computer skills, with thorough knowledge of Microsoft Office.
• Ability to work in a fast-paced environment while managing multiple tasks under tight deadlines.
• Ability to work effectively with coworkers in a team environment.
• Must successfully pass a background investigation according to company policy.

Responsibilities

• Manage the loan portfolio and pipeline, including reviewing loan requests, closing new loan requests, and monitoring the existing portfolio alongside the Lending Team.
• Administer the construction loan portfolio, including reviewing construction budgets, inspections, and loan advance requests.
• Coordinate new portfolio loan servicing with credit and loan operations departments, including collection, preparation, and review of necessary documents.
• Coordinate loan processing, closing, and funding functions for commercial real estate (CRE) and construction loans.
• Compile and process department reports, including compliance reporting, maturing loans, past-due loans, credit and collateral exceptions, loan covenant testing, and monitoring overall loan quality.
• Interface with loan review, regulators, and/or auditors as required.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed