Commercial Lender

FVCBANK • Towson, MD

4d

About The Position

Since opening our doors in 2007, FVCbank has incorporated a vision of creating a positive and empowering work environment for our employees. Our continuous efforts in supporting our employees to be successful is one of our most important responsibilities. We believe that in order to provide exceptional service to our customers and the community, our employees must be a priority. If you want to join a company that is dedicated to helping you be successful and grow in your career, then join us at FVCbank.

The commercial loan officer is responsible for navigating the loan process both for clients and management. They will seek out new business opportunities for the financial institution and keep abreast of any legal issues that might affect loans.

Requirements

• Bachelor’s degree in business, finance or related field
• Minimum of 5 years of experience in a financial institution in the commercial loan department
• Extensive knowledge of commercial middle market and real estate lending policies and procedures
• Extensive knowledge of lending services and related areas such as cash management
• Good communication and sales skills

Nice To Haves

• Knowledge of underwriting
• Credit trained
• Business development experience

Responsibilities

• Analyzes the credit history of applicants and determines their loan repayment capabilities
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications
• Develops and maintains interest rate structure to be consistent with financial institution policies and procedures
• Evaluates potential customer loan requests and makes loan recommendations to management
• Reviews laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary
• Develops new customer prospects for middle market lending and will establish new deposit relationships for the financial institution
• Manage an existing portfolio of C&I and CRE loans in the Maryland region.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level