Commercial Lender (Full Time) - Wichita Falls, Kell Blvd.

PROSPERITY BANK • Wichita Falls, TX

1d

About The Position

The Commercial Lender’s primary role is to grow and retain profitable client relationships by delivering value-added solutions that help clients achieve their goals and maximize revenue over the relationship. The role is for an experienced, qualified relationship manager capable of working independently, with proven client relationship skills, extensive product knowledge, technical expertise, and strong transaction execution skills. Managing the credit process is a critical component of the position. Performance is measured through marketing effectiveness, including calling activity, proposal and revenue generation, risk mitigation, successful relationship building, and contributions to the long-term growth of the franchise. The lender is expected to seek cross-selling opportunities and anticipate clients’ future needs.

This position is based in Wichita Falls, Texas, at the Kell Blvd. location. The schedule is Monday through Friday, 8:00 AM to 5:00 PM. The role has no supervisory responsibilities. The work is sedentary and performed in a typical office environment without hazardous or significantly unpleasant conditions.

Requirements

• Typically, at least 4 years of direct lending or credit-support-related experience focused on business relationships.
• Familiarity with sales, loan processing, and closing processes.
• Extensive knowledge of commercial banking products and services, including working knowledge of C&I, owner-occupied commercial real estate, and investment commercial real estate loans.
• Ability to expand loans and client relationships and cross-sell bank products.
• Good interpersonal and communication skills.
• Proven track record of business development.
• Ability to apply logical or scientific thinking to define problems, collect data, establish facts, and draw conclusions; interpret technical instructions and manage multiple variables.
• Ability to perform calculations involving discount, interest, profit and loss, commission, markup and selling price, ratios, proportions, and percentages, as well as very simple algebra.
• Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias; prepare business letters, proposals, summaries, and reports using prescribed formats and correct language conventions; conduct training, communicate in panel discussions, and make professional presentations.
• Ability to talk frequently to convey detailed or important instructions or ideas accurately, loudly, or quickly; hear ordinary conversations; perform repetitive movements using the wrists, hands, and/or fingers; and maintain average visual acuity for preparing or inspecting documents or products or operating machinery.
• Ability to perform sedentary work, sitting most of the time, and occasionally exert up to 10 pounds of force.

Nice To Haves

• Bachelor’s degree in finance, accounting, or another related field.
• Formal credit training and/or underwriting knowledge and experience.

Responsibilities

• Solicit commercial clients and pursue quality new business through calls to clients and prospects, referrals, and cross-selling.
• Obtain and maintain centers of influence (COIs) and attend networking events in the assigned geographic area.
• Structure loans and conduct credit analysis.
• Generate a wide variety of commercial and real estate loans.
• Close loans typically ranging from $1 million to $10 million.
• Contribute to deposit growth by cross-selling and promoting additional banking products.
• Seek cross-selling opportunities and anticipate clients’ future needs.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed