Commercial Lender (Full Time) - Burkburnett

PROSPERITY BANK • Burkburnett, TX

1d

About The Position

The Commercial Lender grows and retains profitable client relationships by delivering value-added solutions that help clients reach their goals while maximizing revenue over the relationship. This is an experienced relationship-management role requiring independent activity, strong client relationship skills, extensive product knowledge, technical expertise, and strong transaction execution. Credit process management is a critical component of the position. Performance is measured through marketing effectiveness, including calling activity, proposal and revenue generation, risk mitigation, relationship building, and contributions to the long-term growth of the bank. The lender is expected to identify cross-selling opportunities and anticipate clients’ future needs.

The position is based in Burkburnett. Hours are Monday through Friday, 8:00 AM to 5:00 PM. It has no supervisory responsibilities. Work is in a typical office environment without hazardous or significantly unpleasant conditions.

Requirements

• Typically, at least 4 years of direct lending or credit-support experience focused on business relationships.
• Familiarity with sales, loan processing, and closing processes.
• Extensive knowledge of Commercial Banking products and services, including working knowledge of C&I, owner-occupied commercial real estate, and investment commercial real estate loans.
• Ability to expand loans and client relationships and cross-sell bank products.
• Good interpersonal and communication skills and a proven track record of business development.
• Ability to apply logical or scientific reasoning to define problems, collect data, establish facts, and draw conclusions; interpret technical instructions and handle multiple variables.
• Ability to calculate discount, interest, profit and loss, commission markup and selling price, ratios, proportions, and percentages, and perform simple algebra.
• Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias; prepare business letters, proposals, summaries, and reports; communicate at panel discussions; conduct training; and give professional presentations.
• Ability to frequently communicate detailed or important information accurately, loudly, or quickly; hear ordinary conversations; and perform repetitive movements using the wrists, hands, and/or fingers.
• Average visual acuity necessary to prepare or inspect documents or products or operate machinery; ability to perform sedentary work, sitting most of the time, and occasionally exert up to 10 pounds of force.

Nice To Haves

• Bachelor’s degree in finance, accounting, or another related field preferred.
• Formal credit training and/or underwriting knowledge and experience preferred.

Responsibilities

• Solicit commercial clients and obtain quality new business through client and prospect calls, referrals, and cross-selling.
• Obtain and maintain centers of influence (COIs) and attend networking events in the assigned geographic area.
• Structure loans and perform credit analysis.
• Generate a variety of commercial and real estate loans.
• Close loans typically ranging from $1 million to $10 million.
• Contribute to deposit growth by cross-selling and promoting additional banking products.
• Anticipate client needs and seek opportunities to cross-sell within each relationship.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed