Commercial & Industrial Lender

Alpine Bank•Denver, CO

21h•Onsite

About The Position

The Commercial and Industrial (C&I) Lending Officer is responsible for developing and managing loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk. This role involves analyzing the market, finding new business opportunities, and establishing long-term relationships with the Bank’s staff, clients, and business partners. The Lending Officer will provide financial solutions to customers’ needs, develop new business relationships (both lending and deposit), and lead efforts with executive management to develop and implement appropriate lending products and services. The goal is to maximize portfolio growth through effective planning, development, and implementation of lending strategies, while reviewing existing and new client relationships for credit quality, structure, and pricing. Ensuring the overall soundness of the loan portfolio and identifying long-term strategies for portfolio mix, growth, and market penetration are key. Knowledge of the market, competition, and profitability is essential, aligning the department’s work with strategic initiatives and goals. Regular and reliable on-site attendance is required.

Requirements

Demonstrated experience with commercial and industrial lending.
Proficient negotiation ability to include the ability to explore positions and alternative to reach outcomes that gain acceptance of all parties.
Understands business implications of decisions; demonstrating knowledge of the market, competition, profitability and aligns department’s work with strategic goals.
Excellent understanding how decisions made implicate business.
Effortlessly works in a fast-paced environment with a desire for professional growth.
Gives and receives mentoring in a mature and open manner.
Outstanding oral and written communication skills.
Ability to share expertise with others.
good interpersonal skills.
Ability to effectively interact with colleagues, management, and leadership.
Demonstrates adaptability and change management skills.
Strong analytical and problem-solving skills.
Ability to organize and analyze financial information and to accurately perform complex financial calculations.
Bachelor’s degree in Accounting, Finance, Business or similar is required.
Typically between 4-9 years working as a lender in a loan office at a financial institution with specific experience in commercial lending who possesses business development skills and has a proven ability to attract and retain a client portfolio.
An equivalent combination of education and experience may be substituted on a year-to-year basis.

Nice To Haves

Commercial banking, retail or hospitality experience preferred.
Previous leadership and teamwork preferred.
Previous consumer and commercial lending experience preferred.

Responsibilities

Analyzes the market and finds new business opportunities.
Establishes long-term relationships with the Bank’s staff, clients, and business partners.
Provides financial solutions to customers’ needs.
Develops new business relationships, including both lending and deposit relationships.
Leads efforts with executive management to develop and implement appropriate lending products and services.
Maximizes portfolio growth through effective planning, development, and implementation of lending strategies.
Reviews existing and new client relationships for credit quality, structure and pricing.
Ensures overall soundness of loan portfolio, with the ability to identify and develop long term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
Performs other duties as assigned.