Commercial Credit Internship Summer 2027

Midwest Heritage, A Hy-Vee Company•West Des Moines, IA
•Onsite

About The Position

The Commercial Credit Intern will build a foundation for a career in commercial banking at Midwest Heritage, A Hy-Vee Company, in West Des Moines. Working alongside credit analysts, the intern will learn how financial information informs lending decisions and helps businesses pursue their goals. The role contributes to financial analysis, credit presentations, research, and lending process improvements while developing analytical judgment and communication skills used in credit and commercial lending careers. The position reports to the AVP, Senior Credit Officer and has no direct reports. It is classified as non-exempt. The intern works 30–40 hours per week for at least 10 weeks, starting in May. Duties are normally performed in a general office setting and include frequent pressure to meet deadlines and handle multiple projects in a day. The role involves protecting confidential customer, employee, banking, insurance, and financial information.

Requirements

  • Junior standing minimum, majoring in Finance, Accounting, Business, or a related field.
  • Relevant coursework required.
  • Minimum GPA of 3.0.
  • Ability to work 30–40 hours per week for a minimum of 10 weeks starting in May.
  • Strong organizational and time management skills, with the ability to prioritize multiple tasks and meet deadlines.
  • Comfort using Microsoft Office applications, including Outlook, PowerPoint, Excel, and Word, and learning new digital tools.
  • Ability to communicate clearly, ask questions, and share ideas with coworkers and customers.
  • Ability to build positive working relationships and collaborate with people from different teams and backgrounds.
  • Strong attention to detail, including the ability to review forms for accuracy and completeness.
  • Curiosity about business performance and the ability to use financial information to develop clear, well-supported observations.
  • Ability to organize project work, evaluate information, and apply feedback to strengthen analytical and problem-solving skills.
  • Commitment to the Midwest Heritage mission and willingness to promote the organization's values.

Responsibilities

  • Help prepare credit presentations by organizing borrower information and communicating key financial findings under the guidance of the credit team.
  • Research and develop reports that support lending decisions.
  • Contribute to projects that improve pre- and post-closing processes.
  • Assist Credit Analysts with financial analysis, identify trends and questions for further review, and share findings with the team.
  • Perform other duties as assigned.
  • Protect the privacy and confidentiality of customer, employee, banking, insurance, and financial information.
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