Agriculture Credit Internship Summer 2027

Midwest Heritage, A Hy-Vee Company • West Des Moines, IA

1d

About The Position

At Midwest Heritage, a Hy-Vee Company, the Agricultural Credit Intern will build a foundation for a career in agricultural banking. Working alongside credit analysts and agricultural lenders, the intern will learn how farm financial information, production cycles, and market conditions inform lending decisions. The position contributes to financial analysis, credit presentations, research, and lending process improvements while developing analytical judgment and communication skills used to support agricultural producers and businesses.

The position is accountable to and reports to the AVP, Senior Credit Officer. It has no direct reports. The work is normally performed in a general office setting in a fast-paced environment, with frequent pressure to meet deadlines and handle multiple projects in a day. The intern works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors, and outside agents doing direct business with Midwest Heritage. The role requires protecting confidential customer, employee, banking, insurance, and financial information.

Requirements

• Have junior standing or higher and be majoring in Agricultural Business, Agricultural Economics, Agricultural Finance, Finance, Accounting, Business, or a related field.
• Have relevant coursework.
• Have a minimum GPA of 3.0.
• Be able to work 30–40 hours per week for a minimum of 10 weeks starting in May.
• Demonstrate strong organizational and time-management skills, including the ability to prioritize multiple tasks and meet deadlines.
• Be comfortable using Microsoft Office applications, including Outlook, PowerPoint, Excel, and Word, and able to learn new digital tools.
• Communicate clearly, ask questions, and share ideas with coworkers and customers.
• Build positive working relationships and collaborate with people from different teams and backgrounds.
• Demonstrate strong attention to detail, including the ability to review forms for accuracy and completeness.
• Show interest in agriculture and curiosity about how farm operations, production cycles, and market conditions affect financial performance and lending needs.
• Organize project work, evaluate information, and apply feedback to strengthen analytical and problem-solving skills.
• Commit to the Midwest Heritage mission and promote the organization's values.
• Be able to sit for long periods, talk in person and by telephone, hear, and perform repetitive motions.
• Protect the privacy and confidentiality of customer, employee, banking, insurance, and financial information.

Responsibilities

• Help prepare agricultural credit presentations by organizing borrower financial and production information and communicating key findings under the guidance of the credit team.
• Research agricultural market conditions, including commodity prices, production expenses, and industry trends, and develop reports that support lending decisions.
• Assist Credit Analysts with reviewing farm financial statements, tax returns, and cash flow projections to identify financial trends, seasonal borrowing needs, and questions for further review.
• Support the review of agricultural collateral information and contribute to projects that improve pre- and post-closing processes.
• Perform other duties as assigned.

What This Job Offers

• Career Level: Intern
• Education Level: No Education Listed