Commercial Banker (VP or SVP)

Choice Bank•Golden Valley, MN

About The Position

The Commercial Banker builds customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. The role focuses on generating new loan and deposit volume, soliciting and profiling prospective clients, and maintaining accurate sales and pipeline data. The Commercial Banker has basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data. The role is designated for a VP or SVP-level candidate. Choice Financial describes its culture as #PeopleFirst and emphasizes trusted partnerships with customers and their businesses. Team members are guided by values that include embracing change and innovation, offering and asking for help, improving the places where they live, working hard, doing the right thing, and having fun. Choice also aims to foster an inclusive environment where people feel respected and valued, can do their best work, and can bring their authentic selves to work. This description outlines the general content and requirements of the job and is not an exhaustive list. Requirements may be modified to reasonably accommodate individuals with disabilities. Employment is at will and this description does not create an employment contract. The stated base salary may vary based on skills, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.

Requirements

A minimum of 6 to 10 years of progressively responsible business or agricultural banking experience.
Advanced proficiency in commercial and agricultural credit underwriting, portfolio management, and risk mitigation.
Demonstrated ability to lead client relationship strategies, including business development and retention.
Strong understanding of complex financial structures and ability to advise clients on sophisticated credit needs.
Consistent history of meeting or exceeding production goals and contributing to market growth.
Ability to mentor junior bankers and support team development.
High degree of professionalism, leadership presence, and strategic thinking.

Responsibilities

Build and develop a network of internal and external resources to build Choice Financial relationships.
Act as the primary point of contact for clients seeking credit and lending services.
Provide personalized financial advice and solutions based on clients’ creditworthiness and financial goals.
Explain the terms, conditions, and risks associated with credit products to help clients make informed decisions.
Work with clients to structure loan terms, interest rates, and repayment schedules aligned with their financial capacity and objectives.
Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.
Generate new loan and deposit volume through business development, including soliciting and profiling prospective clients.
Manage and analyze a loan and deposit portfolio and maintain accurate sales and pipeline data.
Collaborate with the credit team to present and analyze client data.