Commercial Banker (VP or SVP)

Choice Bank•Phoenix, AZ

About The Position

The Commercial Banker builds customer relationships and advocacy through proactive business development, portfolio management, and analysis of loan and deposit accounts. The role focuses on generating new loan and deposit volume by soliciting and profiling prospective clients and maintaining accurate sales and pipeline data. The banker has baseline knowledge of credit underwriting and collaborates with the credit team to present and analyze client data. The target client base in the Arizona market includes commercial and industrial (C&I) clients and commercial real estate (CRE) clients. The position serves as the primary contact for clients seeking credit and lending services, provides personalized financial advice, explains credit-product terms and risks, and helps structure loan terms, interest rates, and repayment schedules. The banker collaborates with internal teams on specialized lending needs and cross-sells the bank’s other products and services. Travel is required to support business needs, including team collaboration, internal training, and cross-functional initiatives; frequency and duration vary according to organizational and team priorities. Choice Financial Group describes its culture as #PeopleFirst and emphasizes innovation, mutual support, community, integrity, inclusion, and respect for diverse voices. The job description is general rather than exhaustive, requirements may be modified to reasonably accommodate individuals with disabilities, and employment is at will.

Requirements

For an SVP-level Commercial Banker, 8 to 10 years of relevant experience with the requisite competencies.
For a VP-level Commercial Banker, 6 to 8 years of relevant experience with the requisite competencies.
A bachelor’s degree in finance, accounting, or a related field, or relevant experience.
Baseline knowledge of credit underwriting.
Strong interpersonal and communication skills to build and maintain client relationships.
Familiarity with banking regulations and compliance requirements.
Ability to work independently and as part of a team.
High level of integrity and professionalism.
Ability to travel to support business needs; frequency and duration vary.

Responsibilities

Build and develop internal and external networks to establish Choice Financial relationships in the Arizona market.
Develop prospective commercial and industrial (C&I) and commercial real estate (CRE) clients.
Act as the primary point of contact for clients seeking credit and lending services.
Provide personalized financial advice and solutions based on clients’ creditworthiness and financial goals.
Explain the terms, conditions, and risks of credit products so clients can make informed decisions.
Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
Cross-sell other bank products and services to enhance customer relationships and loyalty.
Generate new loan and deposit volume through business development, prospective-client solicitation and profiling, and management of sales and pipeline data.
Manage and analyze a loan and deposit portfolio, collaborating with the credit team to present and analyze client data.