Commercial Banker (VP or SVP)
About The Position
The Commercial Banker builds customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. The role focuses on generating new loan and deposit volume by soliciting and profiling prospective clients and maintaining accurate sales and pipeline data. The Commercial Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data. The position develops internal and external networks, serves as the primary point of contact for clients seeking credit and lending services, and provides personalized financial guidance. It also involves explaining credit products and their risks, structuring lending terms to suit clients’ needs and financial capacity, collaborating on specialized lending solutions, and cross-selling other bank products and services. The role is designated VP or SVP.
Requirements
- Minimum of 6 to 10 years of progressively responsible business or agricultural banking experience.
- Advanced proficiency in commercial and agricultural credit underwriting, portfolio management, and risk mitigation.
- Demonstrated ability to lead client relationship strategies, including business development and retention.
- Strong understanding of complex financial structures and ability to advise clients on sophisticated credit needs.
- Consistent history of meeting or exceeding production goals and contributing to market growth.
- Ability to mentor junior bankers and support team development.
- High degree of professionalism, leadership presence, and strategic thinking.
Responsibilities
- Build and develop a network of internal and external resources to build Choice Financial relationships.
- Act as the primary point of contact for clients seeking credit and lending services.
- Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
- Explain the terms, conditions, and risks associated with credit products so clients can make informed decisions.
- Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
- Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
- Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.
- Generate new loan and deposit volume, solicit and profile prospective clients, and maintain accurate sales and pipeline data.
- Manage and analyze a loan and deposit portfolio, and collaborate with the credit team to present and analyze client data.
Benefits
- Competitive bonus and benefits package for full-time employees.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
