Commercial Banker

Hometown Community Bank • Champaign, IL

1d • Onsite

About The Position

Morton Community Bank was established in Morton, Illinois, in 1960. In some locations, our bank name is synonymous with our logo, as Clock Tower Community Bank (a division of MCB). Currently, we have over 550 employees, 53 branch locations, and over $5 billion in assets. Thanks to our ESOP (Employee Stock Ownership Plan), our employees are also owners of the Bank! We pride ourselves on our dedicated service to our customers and our communities. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Requirements

• Bachelor’s degree from a four-year university or college; plus 2 years or more of related experience and/or training.
• BSA and other Bank related training through BAI is required annually.
• Track record of excellent customer service.
• Strong written and verbal communication skills are required along with a proficiency in the Microsoft Office Suite of programs.

Nice To Haves

• Overview course provided by MCB

Responsibilities

• Responsible for the development, maintenance, and growth of a commercial loan portfolio.
• Discussing loan opportunities with customers and analyzing loan requests for all types of commercial loans, including a mixture of real estate and corporate and industrial/business loans.
• Approving, documenting, and monitoring commercial loans while adhering to all bank policies, procedures, and banking regulations.
• Recommending deposit and cash management solutions and a broad array of lending products to meet business clients’ cash flow and capital needs.
• Soliciting new, profitable business relationships as well as developing and managing existing account relationships in conjunction with bank goals.
• Representing the bank in its market through active participation in community affairs.
• Meet with customers to discuss loan opportunities and gather financial information required to analyze new loans.
• Analyze customers’ financial condition and credit worthiness to determine feasibility of granting loans.
• Structure loans within policy and champion loan opportunities to the underwriting and credit departments or loan committee for proper approval.
• Review loan documents to ensure they are complete and accurate according to policy to ensure timely loan closing and funding activities.
• Service existing customers and enhance relationships by cross selling additional business and personal banking products and services.
• Manage delinquent accounts by documenting and following Bank policies for collection.
• Develop referral relationships in order to proactively solicit business and conduct sales-related activities to meet specific loan, deposit and cross-sell goals.
• Maintain an active calling program in an effort to attract new business opportunities.
• Involvement is encouraged in the local community to assist in developing relationships with local business and government leaders of our communities through boards, clubs, luncheons, events, and professional organizations.

Benefits

• Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.
• Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees