Commercial Banker

Morton Community Bank

12h•Onsite

About The Position

Morton Community Bank was established in Morton, Illinois, in 1960. In some locations, our bank name is synonymous with our logo, as Clock Tower Community Bank (a division of MCB). Currently, we have over 550 employees, 53 branch locations, and over $5 billion in assets. Thanks to our ESOP (Employee Stock Ownership Plan), our employees are also owners of the Bank! We pride ourselves on our dedicated service to our customers and our communities. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons. Responsible for the development, maintenance, and growth of a commercial loan portfolio. Responsibilities include discussing loan opportunities with customers and analyzing loan requests for all types of commercial loans. This will include a mixture of real estate and corporate and industrial/business loans. You will also be accountable for approving, documenting, and monitoring commercial loans while adhering to all bank policies, procedures, and banking regulations. Additionally, you will be responsible for recommending deposit and cash management solutions and along with a broad array of lending products to meet business clients’ cash flow and capital needs. As part of your role, you will be expected to solicit new, profitable business relationships as well as develop and manage existing account relationships in conjunction with bank goals. You will be encouraged to represent the bank in its market through active participation in community affairs.

Requirements

Bachelor’s degree from a four-year university or college; plus 2 years or more of related experience and/or training
BSA and other Bank related training through BAI is required annually
Overview course provided by MCB
Track record of excellent customer service
Strong written and verbal communication skills are required along with a proficiency in the Microsoft Office Suite of programs

Responsibilities

Meet with customers to discuss loan opportunities and gather financial information required to analyze new loans
Analyze customers’ financial condition and credit worthiness to determine feasibility of granting loans
Structure loans within policy and champion loan opportunities to the underwriting and credit departments or loan committee for proper approval
Review loan documents to ensure they are complete and accurate according to policy to ensure timely loan closing and funding activities
Service existing customers and enhance relationships by cross selling additional business and personal banking products and services
Manage delinquent accounts by documenting and following Bank policies for collection
Develop referral relationships in order to proactively solicit business and conduct sales-related activities to meet specific loan, deposit and cross-sell goals
Maintain an active calling program in an effort to attract new business opportunities
Involvement is encouraged in the local community to assist in developing relationships with local business and government leaders of our communities through boards, clubs, luncheons, events, and professional organizations.