Commercial Auto Claims Adjuster – BI
About The Position
United Automobile Insurance Company (UAIC), a family-owned, privately held property and casualty insurance company, is seeking a Commercial Auto Claims Bodily Injury Adjuster. This role is crucial for investigating, evaluating, negotiating, and resolving Commercial Auto Bodily Injury claims, particularly those involving fleet and commercial risks. The company prides itself on providing quality service, disciplined underwriting, and strategic claims handling, backed by substantial investments in personnel and technology. UAIC is a market leader in every state where it operates.
Requirements
- Active Florida Adjuster License required.
- Minimum 3 years of Commercial Auto BI claims handling experience required.
- Strong reserving knowledge (must have).
- Strong analytical and communication skills.
Nice To Haves
- Bachelor's Degree preferred or equivalent experience.
- Experience handling Florida claims preferred.
- Guidewire experience preferred.
Responsibilities
- Investigate moderate to severe BI claims, liability, coverage and damages.
- Review policies, endorsements and combined single limit exposures.
- Obtain statements, police reports, and medical records.
- Review medical records and billing documentation.
- Evaluate causation, treatment necessity, and reasonableness of charges.
- Recognize red flags related to exaggerated or unrelated injuries.
- Evaluate injury severity, loss exposures.
- Prepare comprehensive claim evaluations and reserve recommendations.
- Negotiate settlements within authority.
- Work closely with defense counsel.
- Maintain quality documentation and compliance.
- Handle coverage for Commercial vehicles up to 25,000 lbs. and 1–10 vehicle fleets.
- Apply strong reserving knowledge.
Benefits
- 401(k) Retirement Savings Plan with employer match.
- Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
- Paid Time Off, Holidays, and Leave programs.
- Flexible spending accounts
- Basic Life Insurance and Voluntary Life/ADD
- Short Term and Long-Term Disability
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
