Commercial Analyst (Hybrid Eligible)

Emprise Bank•Wichita, KS

5d•Hybrid

About The Position

At Emprise Bank, everything we do is focused on empowering people to thrive. We proudly work to provide an extraordinary customer experience to help our customers achieve their goals. We are currently seeking a Commercial Analyst to join our team in Wichita, Kansas. This role provides value to the Credit Analysis team by synthesizing financial information and economic industry trends to assess the creditworthiness for existing and prospective customers. Commercial Analysts work with many areas of the bank to identify and mitigate credit risks while supporting growth goals for the loan portfolio. This position is eligible for a hybrid working schedule.

Requirements

Bachelor’s degree in Accounting, Finance, Business Administration, or related field with minimum nine hours accounting; six hours finance required
1+ years of credit analysis, accounting, or related experience required
Proficiency with Microsoft Office products required
Successfully pass a credit check required

Nice To Haves

Strong attention to detail and time management skills
Confident and articulate communications skills
Initiative and strong work ethic
Problem resolution and analytical thinking skills
Exemplary customer service experience
Ability to effectively build and maintain relationships with Emprise associates, customers, and vendors
An understanding of and commitment to our values
Attitude and aptitude to engage in continuous development

Responsibilities

Analyze financial and pro forma statements, cash budget projections, and economic industry trends
Assess repayment capacity and collateral adequacy
Structure and present business cases for credit recommendation
Identify and report adherence to bank policy and law
Review real estate appraisals for reasonableness and conformity
Other duties as assigned within the scope and responsibility of the role