Commercial Ag Pre-Closer

F&M Bank • Archbold, OH

9d • Onsite

About The Position

Review loan requests and associated documentation prior to approving final closing documents. Utilize sales training skills to provide outstanding customer service. Ensure all required documents have been collected (financial statements, taxes, appraisals, corporate resolutions, title work with sufficient coverage, etc.) and are ready for closing. Any missing items are to be recorded in the pending/missing database.

Requirements

• High school diploma or general education degree (GED)
• One – three months’ related experience
• Valid Driver’s License
• Accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance.
• Compliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act.
• Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department.
• Understand duties and responsibilities, possess necessary job knowledge and technical skills, maintain job knowledge current.
• Manage a fair workload, volunteer for additional work, prioritize tasks, develop good work procedures, manage time well, and handle information flow.
• Adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.

Responsibilities

• Compare loan request to loan proposal/officer approval for accuracy
• Verify closing requirements have been fulfilled
• Verify exceptions to policy have been approved and there is appropriate documentation
• Track all exceptions
• Review documents prior to printing
• Comply and satisfactorily pass tests for bank policy and regulations that apply to position

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED