Ag/Commercial Loan Officer

Performance Bankers•Chatfield, MN

9d•Onsite

About The Position

The Ag/Commercial Loan Officer position specializes in providing loans and other banking products to commercial clients across multiple areas, such as business banking, agricultural, and commercial real estate. This role will play a part in growing and maintaining the bank’s portfolio and will make efforts to be a part of and improve the community in which they reside. This role will primarily work with Ag loans, but will also assist with the commercial loan portfolio. This position may be located in Chatfield, MN. It is an on-site position.

Requirements

3-5+ years of commercial or ag lending required.
A desire to work within the community and offer solutions as suited.
Strong communication and negotiating skills.
Candidate must pass a pre-employment screening including credit history and criminal record check.

Nice To Haves

Bachelor’s degree in accounting, finance or related field preferred.

Responsibilities

Acts as primary point of contact for those seeking Ag or Commercial loans, building relationships with clients during the process.
Evaluates client/applicant’s credit to determine appropriate lending decision based on company risk-tolerance levels.
Determines value or status of collateral as necessary during the loan application process.
Develops a strong knowledge of bank’s products and identify opportunities to recommend other products or services to customers.
Develops and execute sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.
Builds relationships with key members of the community, building a network while continuing to service the needs of our existing customers.
Builds and manages credit portfolios for clients.
Ensures that customers receive satisfactory customer service.
Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.
Other duties as assigned.