COMM LOAN OFFICER

Pinnacle Bank/Bank of Colorado • Delta, CO

80d • $60,000 - $90,000 • Onsite

About The Position

Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.

Requirements

• Knowledge of commercial lending procedures.
• Knowledge of general banking principles and banking.
• Knowledge of sales and marketing practices and principles.
• Skill in communicating with clients and co-workers in courteous and professional manner.
• Skill in operating computer terminals and printers.
• Skills in pricing loans.
• Ability to maintain a high level of confidentiality.
• Ability to problem solve.
• Ability to make sound decision using information at hand.
• Ability to demonstrate accuracy and efficiency in a fast-paced environment.
• Ability to function as a team player.

Nice To Haves

• College degree preferred
• Prior commercial lending experience is preferred.

Responsibilities

• Prospects new customers and solicits new loans.
• Cross-sells other banking services to new and existing customers.
• Maintains on-going customer contact to ensure good customer relations.
• Performs on-going management of a portfolio of all types of account relationships, including account reviews, problem solving, research and follow-up to internal account errors.
• Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness.
• Monitor customers’ financial condition.
• Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit.
• Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee.
• May serve and vote as a member of the bank loan committee.
• Monitors loan repayment activities, take necessary action to collect past-due accounts.
• May participate in preparation of department budget, goals and objectives and strategic planning.
• Participates in civic and community organizations, representing the bank, but following personal interests.
• Attends customer and bank sponsored events.
• Performs other related duties as assigned by management.
• Ability to maintain regular and reliable attendance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree