Collections Manager

BILL
$97,200 - $142,500Remote

About The Position

BILL's Collections and Risk Operations team protects the financial engine that powers hundreds of thousands of small and midsize businesses. The department spans AP/AR Failed Funding, Invoice Financing, and Spend & Expense Credit Collections, and pairs frontline execution with an aggressive automation and AI adoption roadmap. We are hiring a Collections Manager to lead a team of collections analysts. You will own the performance of your direct team: hitting recovery and exposure-reduction targets, coaching analysts to proficiency, and running the operating cadence (queue management, case prioritization, QA, and performance reviews) that keeps the portfolio healthy. You will receive objective-based assignments from department leadership and decide the best approach to deliver, guided by department policy and your own judgment. This is a role for a working leader. You will lead change initiatives as our tooling and automation footprint expands, keep your team aligned with department objectives through periods of ambiguity, and build a culture where high performance and accountability are the default.

Requirements

  • 5+ years in collections, recovery, or credit risk operations, with 2+ years directly managing a team
  • A track record of leading a team to measurable targets (recovery rates, roll rates, exposure reduction, or equivalent)
  • Experience hiring, onboarding, and developing junior and mid-level ICs
  • Comfort making decisions in ambiguous situations with objective-based (not task-based) direction
  • Working knowledge of collections compliance requirements (e.g., FDCPA, UDAAP concepts) and QA practices
  • Fluency with CRM/case management systems, spreadsheets, and reporting; comfort adopting AI tooling as a core part of the job
  • Experience leading teams through process change, automation rollouts, or reorganization

Nice To Haves

  • Fintech, B2B payments, or commercial credit experience
  • Experience with Salesforce, Quickbase, or dialer platforms

Responsibilities

  • Own daily performance of a team of collections analysts: recovery outcomes, exposure reduction, SLA adherence, and quality
  • Run the team operating rhythm: queue and case assignment, huddles, 1:1s, performance logs, and coaching documentation
  • Set clear expectations, hold the line on accountability, and manage performance issues directly and early
  • Hire junior and mid-level analysts for the team; drive selection methodology by assigning interview roles and expectations to panelists
  • Advise on Individual Development Plans and promote continuous learning across the team
  • Lead the team through change: new tooling, automation of manual workflows, and evolving processes, translating department strategy into team-level execution
  • Contribute to strategic initiatives and org design; formulate and oversee detailed project plans, balancing resources and timelines
  • Partner cross-functionally with Risk, Product, Compliance, and Customer Support to resolve escalations and improve upstream processes
  • Report on team performance to leadership with accurate, decision-ready data

Benefits

  • medical, dental, vision, life and disability insurance
  • 401(k) retirement plan
  • flexible spending & health savings account
  • paid holidays
  • paid time off
  • Employee Assistance Program (EAP)
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
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