Collateral Specialist

Obra Capital, Inc. • Carrollton, TX

56d • Onsite

About The Position

The Collateral Operations Specialist plays a critical role in the lifecycle of automotive loan servicing by ensuring the accuracy, completeness, and regulatory compliance of all collateral documentation. This role is responsible for securing lien perfection, maintaining accurate title records, executing timely lien releases, and resolving title exceptions across multiple states. The specialist communicates regularly with dealerships, customers, insurance partners, and state DMV agencies to obtain required documents, correct discrepancies, and ensure smooth title transitions. Success in this role requires strong attention to detail, sound judgment, and the ability to interpret various state‑specific title requirements. By safeguarding lien integrity and ensuring clean, audit‑ready collateral records, the Collateral Operations Specialist helps protect Arra Finance’s asset position while supporting a high‑quality customer and dealer experience.

Requirements

• High school diploma or GED required
• One to two years of related experience
• Proficiency in Microsoft Office and electronic title systems (e.g., ELT/ERT platforms)
• Familiarity with multi-state title regulations and lien-release procedures
• Ability to work in a fast-paced environment with shifting priorities
• Strong analytical and problem-solving skills with the ability to resolve title and lien discrepancies
• Effective and professional communication skills, both verbal and written
• Ability to sit or stand for extended periods and operate office equipment such as computers, printers, and scanning devices

Nice To Haves

• Auto finance, dealership, or DMV experience
• Call center or customer support experience

Responsibilities

• Securing lien perfection
• Maintaining accurate title records
• Executing timely lien releases
• Resolving title exceptions across multiple states
• Communicating with dealerships, customers, insurance partners, and state DMV agencies to obtain required documents, correct discrepancies, and ensure smooth title transitions

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED